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Service costs

The loan interest rate is determined taking into account the borrower’s credit rating and the level of loan collateral. If Altum interest rate is higher than the rate of the other lender, Altum loan interest rate is applied an interest rate subsidy of up to 2.5% so that the Altum loan interest rate be equal to the interest rate on the loan from the other lender. A loan interest rate subsidy does not apply to the other financial institution’s loan.

The interest rate on the Altum loan can be fixed for up to 10 years.