Altum-Services-Enterprises-Credit guarantees-InnovFin guarantees for innovative companies

InnovFin guarantee for innovation

Loan guarantees on even more favourable conditions for innovative and digital companies, provided by InnovFin European Fund for Strategic Investments

InnovFin conditions


  • Guarantees are provided to innovative and digital medium-sized enterprises (with a staff of up to 499 employees) or large enterprises (with a staff of 500 to 3,000 employees)
  • The company and its operations meet at least one InnovFin innovation or digitization criteria to receive the guarantee
  • Bank financing of up to EUR 6,250,000
  • Guarantee in the amount of EUR 25,000 to EUR 5,000,000
  • Guarantee of up to 80% of the principal financing amount
  • Loan term of up to 10 years
  • Reduced annual premium on the guarantee applies

The guarantees are provided through the European Fund for Strategic Investments (EFSI) and the European Investment Plan, with support of the European Union-funded research and innovation programme Horizon 2020. Provision of the guarantees is regulated by the InnovFin guarantee agreement signed by the European Investment Fund and ALTUM on

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