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About SME Micro Loans

A loan for investment and current assets at favourable conditions.

  • A loan in the amount of up to EUR 25,000 for the implementation of viable business projects.

  • The loan term is up to 8 years for investment loans and up to 5 years for current asset loans.

  • The fixed interest rate of the loan is within the range of 5% up to 7% per year + the price of the Treasury resources.

  • The copartnership of an entrepreneur is 10% in projects the total sum of which exceed EUR 7,000.

  • Loans up to EUR 5,000 will be linked to the business owner (-s) holding at least 10% of capital shares, private guarantee (if the borrower is an individual merchant, you do not need to provide a guarantee) or collateral value must be from the 74% of the loan amount.

  • Loans over EUR 5,000 - collateral value must be from the 74% of the loan amount.

  • The objective of the loan is to implement a small, viable business project for micro, small and medium-sized enterprises.

  • Financial aid is provided as de minimis aid in accordance with Commission Regulation (EU) No. 1407/2013 of 18 December 2013.

Contact us for more information

ALTUM branches

ECO PACK

Loan to entrepreneurs

Mezzanine loan

Maziem un vidējiem uzņēmumiem, lauksaimniecības pakalpojumu kooperatīvajām sabiedrībām

Other loans for enterprises

Micro Loans

For micro enterprises and self-employed entrepreneurs

SME Growth Loans

For small and medium- sized enterprises

Co-Financing (Mezzanine) Loans

For medium and large enterprises, for co-operative communities of agricultural services

A loan for the company's energy efficiency

And renewable energy

Energy efficiency loan for ESCO

For energy service companies

Other guarantees for enterprises

Credit guarantees

For small and medium-sized enterprises, co-operative communities of agricultural services

Export Support

Guarantees to cover export business risks

Other grants for enterprises

Social Entrepreneurship Programme

For social entrepreneurship start-ups, social enterprises