{"id":10871,"date":"2022-03-07T12:23:50","date_gmt":"2022-03-07T10:23:50","guid":{"rendered":"https:\/\/www.altum.lv\/services\/individuals\/"},"modified":"2026-01-16T14:29:45","modified_gmt":"2026-01-16T12:29:45","slug":"individuals","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/individuals\/","title":{"rendered":"Individuals"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10871\" class=\"elementor elementor-10871 elementor-128\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-0250435 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0250435\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-266ab27\" data-id=\"266ab27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-342b202 elementor-widget elementor-widget-altum-large-header\" data-id=\"342b202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-large-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner\" style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/05\/iedzivotajiem.png)\">\n                <div class=\"container\">\n\t\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title\">Individuals<\/h1>\n\t\t\t\t\t\n                    \n                <div class=\"mainSearch__wrap topBanner__search\">\n\t\t\t\t\t<form role=\"search\" method=\"get\" action=\"\/\">\n                        <div class=\"searchBlock\">\n                            <button type=\"submit\" class=\"searchBlock__btn\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" class=\"searchBlock__btn-img replaced-svg\">\n                                    <path d=\"M25.3606 22.3049L18.618 15.5607C19.9618 13.4616 20.483 10.9399 20.0814 8.4799C19.6798 6.0199 18.3837 3.79503 16.442 2.23259C14.5004 0.670152 12.0501 -0.119703 9.5617 0.0147216C7.07332 0.149146 4.72232 1.19837 2.96021 2.96089C1.19809 4.72342 0.149111 7.07496 0.0147182 9.56392C-0.119675 12.0529 0.669996 14.5037 2.23207 16.4458C3.79415 18.3879 6.0185 19.6843 8.47793 20.086C10.9374 20.4878 13.4585 19.9665 15.5571 18.6223L22.2997 25.3665C22.7058 25.7721 23.2562 26 23.8301 26C24.4041 26 24.9545 25.7721 25.3606 25.3665C25.5631 25.1663 25.724 24.928 25.8337 24.6652C25.9435 24.4024 26 24.1205 26 23.8357C26 23.5509 25.9435 23.2689 25.8337 23.0062C25.724 22.7434 25.5631 22.505 25.3606 22.3049ZM2.89475 10.1162C2.89475 8.68806 3.31814 7.292 4.11138 6.10455C4.90463 4.9171 6.0321 3.99159 7.35122 3.44507C8.67034 2.89854 10.1219 2.75555 11.5222 3.03416C12.9226 3.31278 14.2089 4.00049 15.2185 5.01034C16.2281 6.02018 16.9157 7.3068 17.1942 8.70749C17.4728 10.1082 17.3298 11.56 16.7834 12.8795C16.237 14.1989 15.3117 15.3266 14.1246 16.1201C12.9374 16.9135 11.5417 17.337 10.1138 17.337C8.19922 17.337 6.36302 16.5762 5.00917 15.2221C3.65533 13.8679 2.89475 12.0313 2.89475 10.1162Z\" fill=\"#00B3C9\"><\/path>\n                                <\/svg>\n                            <\/button>\n                            <input type=\"text\" class=\"searchBlock__input\" name=\"s\" placeholder=\"Search\">\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"category\" value=\"all\">\n                        <\/div>\n                    <\/form>\n                <\/div>\n            \n\t\t\t\t\t\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-2afd3ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2afd3ff\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dfef0bb\" data-id=\"dfef0bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2298177 elementor-widget elementor-widget-altum-info-links\" data-id=\"2298177\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-info-links.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"mainInfoMenu__row infoLinks__new\" style=\"border-bottom: 1px solid #dfdfdf;\">\n                <h3 class=\"mainInfoMenu__h3\">Support for the purchase of housing<\/h3>\n                <div class=\"mainInfoMenu__content\">\n            <div class=\"mainInfoMenuContent__col\"><a href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-purchasing-housing-in-regions\/\" class=\"mainInfoMenuContent__link\"><span>New! Loan for purchasing a home in the regions<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><a href=\"\/en\/services\/individuals\/housing-guarantees-for-families\/\" class=\"mainInfoMenuContent__link\"><span>Housing guarantees for families<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><a href=\"\/en\/services\/individuals\/housing-guarantees-for-young-professionals\/\" class=\"mainInfoMenuContent__link\"><span>Housing guarantees for young professionals<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><\/div><div class=\"mainInfoMenuContent__col\"><a href=\"\/en\/services\/individuals\/for-the-armed-forces-soldiers\/\" class=\"mainInfoMenuContent__link\"><span>Housing support for NAF soldiers<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><a href=\"\/en\/services\/individuals\/subsidy-balsts\/\" class=\"mainInfoMenuContent__link\"><span>Subsidy \"Balsts\" for families with 3 or meore children<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><a href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/subsidy-balsts-for-families-with-children-with-disabilities\/\" class=\"mainInfoMenuContent__link\"><span>Subsidy \"Balsts\"  for families with children with disabilities<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><\/div>  <\/div>\n                <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0831f0 elementor-widget elementor-widget-altum-info-links\" data-id=\"b0831f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-info-links.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"mainInfoMenu__row infoLinks__new\" style=\"border-bottom: 1px solid #dfdfdf;\">\n                <h3 class=\"mainInfoMenu__h3\">Support for apartment building residents<\/h3>\n                <div class=\"mainInfoMenu__content\">\n            <div class=\"mainInfoMenuContent__col\"><a href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/energy-efficiency-programme-of-apartment-buildings-2021-2027\/\" class=\"mainInfoMenuContent__link\"><span>Energy efficiency of apartment buildings<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><a href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\" class=\"mainInfoMenuContent__link\"><span>Loan for renovation of apartment buildings<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><\/div><div class=\"mainInfoMenuContent__col\"><a href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/energy-grant\/\" class=\"mainInfoMenuContent__link\"><span>Energy Grant<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><\/div>  <\/div>\n                <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81ea6c8 elementor-widget elementor-widget-altum-info-links\" data-id=\"81ea6c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-info-links.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"mainInfoMenu__row infoLinks__new\" style=\"border-bottom: 1px solid #dfdfdf;\">\n                <h3 class=\"mainInfoMenu__h3\">Support for students<\/h3>\n                <div class=\"mainInfoMenu__content\">\n            <div class=\"mainInfoMenuContent__col\"><a href=\"\/en\/services\/individuals\/study-and-student-loans\/\" class=\"mainInfoMenuContent__link\"><span>Study and student loans<\/span><span class=\"mainInfoMenuContent__link-arrow\"><\/span><\/a><\/div>  <\/div>\n                <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-a0c73d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0c73d3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2606d4c\" data-id=\"2606d4c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49df8d9 elementor-widget elementor-widget-altum-news-slider\" data-id=\"49df8d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-news-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <section class=\"mainNews\">\n                    <div class=\"container\" style=\"width: 100%;\">\n                        <div class=\"mainNews__content mainNews__content-vortal\" style=\"border-top: 1px solid #dfdfdf;\">\n                            <h2 class=\"mainNews__h2\">News<\/h2>\n                            <div class=\"mainNews__wrap\">\n                                <div class=\"mainNews__top\">\n                                    \n                                <\/div>\n                                <div class=\"mainNews__bottom\">\n                                    <div class=\"mainNews__elem mainNews__elem-active\" id=\"news-slider-1\">\n                                        <div class=\"mainNewsSwiper\" id=\"mainNewsSwiper1\">\n                                            <div class=\"swiper-wrapper\">\n                                                \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">22. Dec, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-working-hours-during-the-holidays\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM working hours during the holidays\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM working hours during the holidays\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">29. Oct, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-begins-to-lend-for-housing-in-regions\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/10\/DSC07911-300x212.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM begins to lend for housing in regions\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM begins to lend for housing in regions\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">11. Jul, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/latvia-joins-eu-initiative-to-bolster-trade-with-ukraine-by-offering-export-guarantees\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/07\/EIT-Altum_2-300x221.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">26. May, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-achieves-its-largest-bond-issuance-to-date\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/05\/Obligacijas-70-mil-2-300x251.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM achieves its largest bond issuance to date\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM achieves its largest bond issuance to date\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">07. Jun, 2024<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/selection-of-ipo-fund-manager-announced\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/06\/Youtube-3-300x169.webp\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Selection of IPO Fund Manager Announced\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Selection of IPO Fund Manager Announced\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">25. Jan, 2024<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/elementor-37520\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">16. May, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/fund-zgi-4-and-altum-invest-in-innovative-agriculture-technology-start-up-eagronom\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/05\/opening-4125cc11fe39-300x200.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">31. Mar, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/audited-jsc-development-finance-institution-altum-consolidated-and-separate-annual-report-for-the-year-ended-31-december-2021\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/03\/opening-4105cc11fe39-300x199.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">17. Jan, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/entrepreneurs-will-have-a-loan-available-with-a-capital-discount-of-up-to-10-million-euros\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/04\/opening-4082cc11fe39-300x157.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">04. Oct, 2021<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-issues-eur-20-million-bonds-with-a-yield-of-0-443\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/04\/opening-4031cc11fe39-300x184.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM issues EUR 20 million bonds with a yield of 0.443%\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM issues EUR 20 million bonds with a yield of 0.443%\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-next\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-prev\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/section>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa8a0a elementor-widget elementor-widget-altum-slider\" data-id=\"5fa8a0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<section class=\"mainSlider2 \">\n\t\t\t<div class=\"swiper2\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\n\t\t\t\t<div class=\"swiper-slide swiper2__slider\">\n\t\t\t\t\t<div class=\"container\">\n\t\t\t\t\t\t<div class=\"swiper2__content\">\n\t\t\t\t\t\t\t<h3 class=\"swiper2Content__h4\">\n\t\t\t\t\t\t\t\t<p>Personal loans service<\/p>\n\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<div class=\"swiper2Content__btnWrap\">\n\t\t\t\t\t\t\t\t<a target=\"_blank\" href=\"\/pakalpojumi\/iedzivotajiem\/privatpersonu-aizdevumu-apkalposana\/\" class=\"swiper2Content__btn\">Learn more<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"swiper2-pagination\"><\/div>\n\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altum&#8211; Individuals Support for the purchase of housing New! Loan for purchasing a home in the regionsHousing guarantees for familiesHousing guarantees for young professionalsHousing support for NAF soldiersSubsidy &#8220;Balsts&#8221; for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10860,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-10871","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Individuals - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Individuals - Altum\" \/>\n<meta property=\"og:description\" content=\"Altum&#8211; Individuals Support for the purchase of housing New! Loan for purchasing a home in the regionsHousing guarantees for familiesHousing guarantees for young professionalsHousing support for NAF soldiersSubsidy &#8220;Balsts&#8221; for [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.altum.lv\/en\/services\/individuals\/\" \/>\n<meta property=\"og:site_name\" content=\"Altum\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AltumLV\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-16T12:29:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@altumlv\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/\",\"url\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/\",\"name\":\"Individuals - Altum\",\"isPartOf\":{\"@id\":\"https:\/\/www.altum.lv\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png\",\"datePublished\":\"2022-03-07T10:23:50+00:00\",\"dateModified\":\"2026-01-16T12:29:45+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.altum.lv\/en\/services\/individuals\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage\",\"url\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3.png\",\"contentUrl\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3.png\",\"width\":940,\"height\":788,\"caption\":\"egl\u012bte no ikon\u0101m\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"S\u0101kums\",\"item\":\"https:\/\/www.altum.lv\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/www.altum.lv\/en\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Individuals\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.altum.lv\/en\/#website\",\"url\":\"https:\/\/www.altum.lv\/en\/\",\"name\":\"Altum\",\"description\":\"Finan\u0161u instit\u016bcija ALTUM\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.altum.lv\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Individuals - Altum","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.altum.lv\/en\/services\/individuals\/","og_locale":"en_US","og_type":"article","og_title":"Individuals - Altum","og_description":"Altum&#8211; Individuals Support for the purchase of housing New! Loan for purchasing a home in the regionsHousing guarantees for familiesHousing guarantees for young professionalsHousing support for NAF soldiersSubsidy &#8220;Balsts&#8221; for [&hellip;]","og_url":"https:\/\/www.altum.lv\/en\/services\/individuals\/","og_site_name":"Altum","article_publisher":"https:\/\/www.facebook.com\/AltumLV","article_modified_time":"2026-01-16T12:29:45+00:00","og_image":[{"url":"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png"}],"twitter_card":"summary_large_image","twitter_site":"@altumlv","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/","url":"https:\/\/www.altum.lv\/en\/services\/individuals\/","name":"Individuals - Altum","isPartOf":{"@id":"https:\/\/www.altum.lv\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage"},"image":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage"},"thumbnailUrl":"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png","datePublished":"2022-03-07T10:23:50+00:00","dateModified":"2026-01-16T12:29:45+00:00","breadcrumb":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.altum.lv\/en\/services\/individuals\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/#primaryimage","url":"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3.png","contentUrl":"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3.png","width":940,"height":788,"caption":"egl\u012bte no ikon\u0101m"},{"@type":"BreadcrumbList","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"S\u0101kums","item":"https:\/\/www.altum.lv\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/www.altum.lv\/en\/services\/"},{"@type":"ListItem","position":3,"name":"Individuals"}]},{"@type":"WebSite","@id":"https:\/\/www.altum.lv\/en\/#website","url":"https:\/\/www.altum.lv\/en\/","name":"Altum","description":"Finan\u0161u instit\u016bcija ALTUM","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.altum.lv\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10871"}],"collection":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/comments?post=10871"}],"version-history":[{"count":116,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10871\/revisions"}],"predecessor-version":[{"id":63422,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10871\/revisions\/63422"}],"up":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10860"}],"wp:attachment":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/media?parent=10871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}