{"id":10906,"date":"2022-05-13T14:59:30","date_gmt":"2022-05-13T12:59:30","guid":{"rendered":"https:\/\/www.altum.lv\/contact-us\/faq\/"},"modified":"2022-07-13T22:10:44","modified_gmt":"2022-07-13T20:10:44","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10906\" class=\"elementor elementor-10906 elementor-6007\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-2ffbb10 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2ffbb10\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ae4647\" data-id=\"1ae4647\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-720d69f elementor-widget elementor-widget-altum-large-header\" data-id=\"720d69f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-large-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner\" style=\"background: #E7F0F3; margin-bottom: 45px; padding-bottom: 25px;\">\n                <div class=\"container\">\n\t\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title\">Bie\u017e\u0101k uzdotie jaut\u0101jumi<\/h1>\n\t\t\t\t\t\n                    \n\t\t\t\t\t\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-a081e7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a081e7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ffd1e8\" data-id=\"1ffd1e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f787b9 elementor-widget elementor-widget-altum-text-accordion\" data-id=\"8f787b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-text-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t\n            <div class=\"question__content question__content-2\">\n                \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            V\u0112RT\u012aGI PADOMI\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>V\u0113rt\u0113jot projektu, svar\u012bgi finan\u0161u r\u0101d\u012bt\u0101ji un pl\u0101not\u0101 naudas pl\u016bsma:<\/p><p>\u00a0<\/p><ul><li>sp\u0113ja pamatot naudas pl\u016bsm\u0101 iek\u013cautos skait\u013cus<\/li><li>sabalans\u0113tas izmaksas un ie\u0146\u0113mumi projekta laik\u0101 (prim\u0101ri j\u0101apr\u0113\u0137ina izmaksas, tad - ie\u0146\u0113mumi, kas palielin\u0101s pak\u0101peniski, apzin\u0101ta iesp\u0113jam\u0101 nob\u012bde)<\/li><li>iek\u013cauti neparedz\u0113tie izdevumi<\/li><li>iek\u013cauti pietieko\u0161i apgroz\u0101mie l\u012bdzek\u013ci<\/li><li>pretendents apzin\u0101s savas finan\u0161u rezerves, ja bizness nestr\u0101d\u0101, k\u0101 pl\u0101nots, aizkav\u0113jas samaksa utt.<\/li><li>skaidr\u012bba par izmantoto nodok\u013cu re\u017e\u012bmu (mikronodoklis,t\u0101 ierobe\u017eojumi, PVN maks\u0101jumi utt.)<\/li><li>iek\u013cauta aizdevuma atmaksa<\/li><li>projektos ar l\u012bdzdal\u012bbu pier\u0101d\u0101ms l\u012bdzdal\u012bbas avots<\/li><li>pozit\u012bva naudas pl\u016bsma 2 gadiem (negat\u012bvas naudas pl\u016bsmas prognozes gad\u012bjum\u0101 paredz\u0113ts, k\u0101 finans\u0113s iztr\u016bkumu)<\/li><li>objekt\u012bvi nov\u0113rt\u0113ts nepiecie\u0161amais darbasp\u0113ks un izmaksas<\/li><li>racion\u0101ls l\u012bdzek\u013cu ieguld\u012bjums (atbilsto\u0161s telpu lielums, maksim\u0101li noslogotas iek\u0101rtas, kr\u0101jumu veido\u0161ana atbilsto\u0161a realiz\u0101cijas laikam utt.)<\/li><\/ul><p>\u00a0<\/p><p>Topo\u0161iem un jaundibin\u0101tiem uz\u0146\u0113mumiem:<\/p><p>\u00a0<\/p><ul><li>konkurentu izp\u0113te (inform\u0101cija par konkurentiem, ar\u012b skaitliska. Izv\u0113rt\u0113tas iesp\u0113jas konkur\u0113t (ne tikai zem\u0101ka cena). Izv\u0113rt\u0113ta konkurentu pretdarb\u012bba un attiec\u012bga r\u012bc\u012bba)<\/li><li>biznesa \u012bsteno\u0161anas vieta (izv\u0113l\u0113ta biznesam atbilsto\u0161\u0101k\u0101 vieta, izv\u0113rt\u0113tas telpu izmaksas (noma, komun\u0101lie maks\u0101jumi, apsaimnieko\u0161ana, cits, piem., kop\u012bgs marketings, apsardze), izv\u0113rt\u0113ti nomas l\u012bguma lau\u0161anas noteikumi, p\u0101rdom\u0101ti ieguld\u012bjumi telp\u0101s utt.)<\/li><li>m\u0101rketings (izmaksas, pl\u0101not\u0101 efektivit\u0101te)<\/li><li>SVID anal\u012bze<\/li><li>tehnolo\u0123iskais process (pretendents p\u0101rzina procesu, tehnolo\u0123isk\u0101s nianses un saist\u012bt\u0101s izmaksas. Pretendents ir iepazinies ar l\u012bdz\u012bgu iek\u0101rtu darb\u012bbu, ra\u017e\u012bgumu, kvalit\u0101tes nodro\u0161in\u0101\u0161anu, ekspluat\u0101cijas izmaks\u0101m, it \u012bpa\u0161i, tehnolo\u0123iski sare\u017e\u0123\u012bt\u0101m iek\u0101rt\u0101m. Ir noskaidrota agreg\u0101tu savietojam\u012bba, piem., traktora jaudas atbilst\u012bba \u0161\u0137eldot\u0101ja darbin\u0101\u0161anai)<\/li><li>p\u0101rliecino\u0161a komandas sp\u0113ja realiz\u0113t pl\u0101noto projektu (izgl\u012bt\u012bba, pieredze)<\/li><li>\u012bpa\u0161nieku (priv\u0101to vai saist\u012bto uz\u0146\u0113mumu) saist\u012bbu k\u0101rto\u0161anas iesp\u0113jas<\/li><\/ul>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            AIZ\u0145EMTIES BANK\u0100 VAI ALTUM?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Str\u0101d\u0101jam ar maziem un lieliem biznesiem, kurus bankas nefinans\u0113, piem\u0113ram, aizdevumam nepietiekams pa\u0161u kapit\u0101ls, nodro\u0161in\u0101jums vai nav pras\u012bt\u0101 galvojuma. T\u0101pat ar\u012b ar biznesa uzs\u0101c\u0113jiem, kas ir p\u0101r\u0101k jauni vai mazi.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            K\u0100 V\u0112RT\u0112SIM PIETEIKUMU?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Finans\u0113jumu pie\u0161\u0137irtam komand\u0101m, kuras sp\u0113j ekonomiski pamatot projekta dz\u012bvotsp\u0113ju:<\/p><p>\u00a0<\/p><ul><li>V\u0113rt\u0113jam, vai biznesa uzs\u0101c\u0113js (v\u0113l nedibin\u0101ts vai jaundibin\u0101ts uz\u0146\u0113mums) sp\u0113j pamatot produkta konkur\u0113tsp\u0113jas priek\u0161roc\u012bbas, identific\u0113t potenci\u0101los klientus, tirgus segmentus, konkurentus, k\u0101 ar\u012b demonstr\u0113 sp\u0113ju veidot komandu ar atbilsto\u0161u pieredzi un izgl\u012bt\u012bbu<\/li><li>Uz\u0146\u0113mumam ar v\u0113sturi nav nepiecie\u0161ams tik detaliz\u0113ts apraksts, vair\u0101k tiek izv\u0113rt\u0113ti eso\u0161ie finan\u0161u dati (iz\u0146\u0113mums - jauns darb\u012bbas virziens, b\u016btiska papla\u0161in\u0101\u0161an\u0101s)<\/li><\/ul>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            KO NEFINANS\u0112JAM?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p><strong>Svar\u012bgi!<\/strong><\/p><p>\u00a0<\/p><ol><li>Aiz\u0146\u0113m\u0113jam VID datub\u0101z\u0113s nedr\u012bkst b\u016bt nodok\u013cu par\u0101di virs EUR 150 (iz\u0146emot, ja ir vieno\u0161an\u0101s ar VID par par\u0101da atmaksu)<\/li><li>LB Kred\u012btu re\u0123istr\u0101, citos re\u0123istros par aiz\u0146\u0113m\u0113ju vai aiz\u0146\u0113m\u0113ja \u012bpa\u0161niekiem nav negat\u012bvi ieraksti p\u0113d\u0113j\u0101 gada laik\u0101<\/li><li>Aizdevums nevar refinans\u0113t citu aizdevumu<\/li><li>Ar aizdevumu nevar ieg\u0101d\u0101ties kapit\u0101lsabiedr\u012bbu da\u013cas<\/li><\/ol><p>\u00a0<\/p><p>Neatbalst\u0101m \u0161\u0101das darb\u012bbas un nozares:<\/p><p>\u00a0<\/p><ul><li>alkohola tirdzniec\u012bbu, tabakas un e-cigare\u0161u izstr\u0101d\u0101jumu ra\u017eo\u0161anu un tirdzniec\u012bbu<\/li><li>iero\u010du un mun\u012bcijas tirdzniec\u012bbu<\/li><li>azartsp\u0113les un der\u012bbas<\/li><li>kravas autotransporta ieg\u0101di saimniecisk\u0101s darb\u012bbas veic\u0113jiem, kas darbojas transporta nozar\u0113<\/li><li>finan\u0161u un apdro\u0161in\u0101\u0161anas darb\u012bb\u0101m<\/li><li>oper\u0101cij\u0101m ar nekustamo \u012bpa\u0161umu<\/li><\/ul>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            VAI FINANS\u0112JAM PROJEKTUS, KAS SA\u0145\u0112MU\u0160I LAD, LIAA, CITU ATBALSTU?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Finans\u0113jam, ja iepriek\u0161\u0113jos divos fisk\u0101lajos gados sa\u0146emtais de minimis atbalsts vienotas komercsabiedr\u012bbas l\u012bmen\u012b nep\u0101rsniedz 200 000 EUR (kravu komercp\u0101rvad\u0101jumu autotransporta komercsabiedr\u012bbai \u2013 100 000 EUR)<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            KAS VAR PAL\u012aDZ\u0112T BIZNESA PL\u0100NA, NAUDAS PL\u016aSMAS SAGATAVO\u0160AN\u0100?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Skat\u012bt\u00a0<a href=\"https:\/\/www.swedbank.lv\/private\">Swedbank<\/a>\u00a0vai\u00a0<a href=\"https:\/\/www.seb.lv\/info\">SEB<\/a>\u00a0finan\u0161u prat\u012bbas port\u0101los. Praktisku pal\u012bdz\u012bbu sniedz konsultanti, piem\u0113ram,\u00a0<a href=\"http:\/\/new.llkc.lv\/\">Latvijas Lauku konsult\u0101ciju un izgl\u012bt\u012bbas centr\u0101<\/a><\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            LAI PIETEIKTOS AIZDEVUMAM, VAI NEPIECIE\u0160AMS SATIKT KONSULTANTU?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Iesniegt aizdevuma Pieteikumu var tikai internet\u0101. Summ\u0101m virs 25 000 EUR, ja v\u0113laties konsult\u0101ciju, zvaniet finan\u0161u konsultantam uz tuv\u0101ko klientu apkalpo\u0161anas centru.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            KUR ES VARU SA\u0145EMT PAL\u012aDZ\u012aBU ALTUM AIZDEVUMA PIETEIKUMA AIZPILD\u012a\u0160AN\u0100?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Summ\u0101m l\u012bdz 25 000 EUR pa tel. 6 777 4118, virs 25 000 EUR - zvaniet uz re\u0123ion\u0101liem centriem<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            VAI J\u0100RE\u0122ISTR\u0112 UZ\u0145\u0112MUMS PIRMS AIZDEVUMA PIETEIKUMA?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Finans\u0113jumu var pieteikt pirms uz\u0146\u0113muma dibin\u0101\u0161anas. Parakstot aizdevuma l\u012bgumu, uz\u0146\u0113mumam j\u0101b\u016bt dibin\u0101tam.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            VAI MANS.ALTUM.LV IESNIEDZAMAJIEM DOKUMENTIEM IR K\u0100DI IEROBE\u017dOJUMI?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Iesniedzot dokumentus, j\u0101\u0146em v\u0113r\u0101 \u0161\u0101das pras\u012bbas:<\/p><p>\u00a0<\/p><ul><li>failu form\u0101ts - DOCX, DOC, PDF, EDOC, XLSX, XLS, JPG, JPEG, PNG, TIF, TIFF, CAD, DWG<\/li><li>faila izm\u0113rs - minim\u0101lais 1kb, maksim\u0101lais 20 mb<\/li><li>ja tiek iesniegti vair\u0101ki dokumenti, tad katrs dokuments mans.altum.lv j\u0101pievieno atsevi\u0161\u0137i, nevis visu vien\u0101 fail\u0101<\/li><li>ja viens dokuments sast\u0101v no vair\u0101k\u0101m lap\u0101m, tad t\u0101 visas iesniedz vien\u0101 fail\u0101.<\/li><\/ul>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            AIZDEVUMA PIETEIKUMA K\u0100RT\u012aBA?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Dokumenti iesniedzami mans.altum.lv, izmantojot Latvija.lv.<\/p><p>S\u0101kotn\u0113ji j\u0101iesniedz 4 dokumenti:<\/p><p>\u00a0<\/p><ul><li>klienta anketa - atbilst\u012bbas p\u0101rbaude noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0101cijas un terorisma finans\u0113\u0161anas nov\u0113r\u0161anas un sankciju iev\u0113ro\u0161anas pras\u012bb\u0101m - l\u012bdz\u012bgi k\u0101 komercbank\u0101s<\/li><li>aizdevuma pieteikums, kas apvienots ar biznesa idejas aprakstu un inform\u0101ciju par klientu - svar\u012bgi r\u016bp\u012bgi aizpild\u012bt visus pieteikuma laukus<\/li><li>nor\u0113\u0137inu konta p\u0101rskats<\/li><li>uz\u0146\u0113muma stat\u016bti<\/li><\/ul><p>\u00a0<\/p><p><br \/>Jaut\u0101jumu gad\u012bjum\u0101 par mans.altum.lv vai dokumentu aizpild\u012b\u0161anu, zvaniet uz atbalsta t\u0101lruni 6777 4118. Turpm\u0101k\u0101 komunik\u0101cija un dokumentu apmai\u0146a pamat\u0101 notiks mans.altum.lv.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            CIK ILGI V\u0112RT\u0112 PIETEIKUMU?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>L\u0113mums tiek sniegts l\u012bdz 25 darba dienu laik\u0101 p\u0113c visu dokumentu iesnieg\u0161anas. Laiku var ietekm\u0113t nepiln\u012bgi aizpild\u012bti dokumenti, preciz\u0113jumi, k\u0101 ar\u012b, ja nepiecie\u0161ami papildu dokumenti. Aizdevumiem l\u012bdz 25 000 EUR l\u0113muma pie\u0146em\u0161ana parasti noris \u0101tr\u0101k.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            K\u0100 ES UZZIN\u0100\u0160U L\u0112MUMU?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p>Pozit\u012bva l\u0113muma gad\u012bjum\u0101 ar Jums sazin\u0101sies tuv\u0101k\u0101 klientu apkalpo\u0161anas centra darbinieks, nos\u016bt\u012bs aizdevuma l\u012bguma pied\u0101v\u0101jumu. Noraid\u012bjuma gad\u012bjum\u0101 pazi\u0146ojums tiks public\u0113ts mans.altum.lv.<\/p>\n                    <\/div>\n                <\/div>\n            \n                <div tabindex=\"0\" class=\"question__row\">\n                    <div class=\"questionRow__top\">\n                        <div class=\"questionRowTop__text\">\n                            JA AIZDEVUMA PIETEIKUMS NORAID\u012aTS, VAI VAR PIETEIKT ATK\u0100RTOTI?\n                        <\/div>\n                        <div class=\"questionRowTop__arrowWrap\">\n                            <span class=\"questionRowTop__arrow\"><\/span>\n                        <\/div>\n                    <\/div>\n                    <div class=\"questionRow__bottom\" style=\"display: none;\">\n                        <p id=\"question-14\" class=\"contacts-item__group-title js-open-group\" data-id=\"14\">J\u0101, aizdevuma pieteikumu var pieteikt atk\u0101rtoti, nov\u0113r\u0161ot noraid\u012b\u0161anas iemeslus.<\/p>\n                    <\/div>\n                <\/div>\n            \n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ee51d elementor-widget elementor-widget-text-editor\" data-id=\"77ee51d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nepiecie\u0161ama pal\u012bdz\u012bba\u00a0<a href=\"https:\/\/mans.altum.lv\/\" target=\"_blank\" rel=\"noopener\">mans.altum.lv<\/a>\u00a0lieto\u0161an\u0101?<\/p><p>\u00a0<\/p><p><a href=\"https:\/\/mans.altum.lv\/\" target=\"_blank\" rel=\"noopener\">mans.altum.lv<\/a>\u00a0lietot\u0101ju atbalsts:<br \/>darba dien\u0101s plkst. 8.30 \u2013 17.00<br \/>T\u0101lr. 67774118<\/p><p>\u00a0<\/p><ul><li><a href=\"\/wp-content\/uploads\/2022\/05\/mans_altum_noteikumi_v12f.pdf\">mans.altum.lv pakalpojuma noteikumi (sp\u0113k\u0101 no 13.12.2019.)\u00a0<span class=\"program-documents__ext\">(.pdf)<\/span><\/a><\/li><li><a href=\"\/wp-content\/uploads\/2022\/05\/mans_altum_noteikumi_v11_5_ml.pdf\">mans.altum.lv pakalpojuma noteikumi (sp\u0113k\u0101 no 15.08.2018.)\u00a0<span class=\"program-documents__ext\">(.pdf)<\/span><\/a><\/li><li><a href=\"\/wp-content\/uploads\/2022\/05\/ma_paligmaterials_21012022.pdf\">Pal\u012bgmateri\u0101ls mans.altum.lv lieto\u0161anai (atjaunots 24.01.2022)\u00a0<span class=\"program-documents__ext\">(.pdf)<\/span><\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altum&#8211; Bie\u017e\u0101k uzdotie jaut\u0101jumi V\u0112RT\u012aGI PADOMI V\u0113rt\u0113jot projektu, svar\u012bgi finan\u0161u r\u0101d\u012bt\u0101ji un pl\u0101not\u0101 naudas pl\u016bsma: &nbsp; sp\u0113ja pamatot naudas pl\u016bsm\u0101 iek\u013cautos skait\u013cus sabalans\u0113tas izmaksas un ie\u0146\u0113mumi projekta laik\u0101 (prim\u0101ri j\u0101apr\u0113\u0137ina [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10873,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-10906","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FAQ - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - Altum\" \/>\n<meta property=\"og:description\" content=\"Altum&#8211; Bie\u017e\u0101k uzdotie jaut\u0101jumi V\u0112RT\u012aGI PADOMI V\u0113rt\u0113jot projektu, svar\u012bgi finan\u0161u r\u0101d\u012bt\u0101ji un pl\u0101not\u0101 naudas pl\u016bsma: &nbsp; sp\u0113ja pamatot naudas pl\u016bsm\u0101 iek\u013cautos skait\u013cus sabalans\u0113tas izmaksas un ie\u0146\u0113mumi projekta laik\u0101 (prim\u0101ri j\u0101apr\u0113\u0137ina [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/\" \/>\n<meta property=\"og:site_name\" content=\"Altum\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AltumLV\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-13T20:10:44+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@altumlv\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/\",\"url\":\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/\",\"name\":\"FAQ - Altum\",\"isPartOf\":{\"@id\":\"https:\/\/www.altum.lv\/en\/#website\"},\"datePublished\":\"2022-05-13T12:59:30+00:00\",\"dateModified\":\"2022-07-13T20:10:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"S\u0101kums\",\"item\":\"https:\/\/www.altum.lv\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/www.altum.lv\/en\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Enterprises\",\"item\":\"https:\/\/www.altum.lv\/en\/pakalpojumi\/biznesam\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"FAQ\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.altum.lv\/en\/#website\",\"url\":\"https:\/\/www.altum.lv\/en\/\",\"name\":\"Altum\",\"description\":\"Finan\u0161u instit\u016bcija ALTUM\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.altum.lv\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FAQ - Altum","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/","og_locale":"en_US","og_type":"article","og_title":"FAQ - Altum","og_description":"Altum&#8211; Bie\u017e\u0101k uzdotie jaut\u0101jumi V\u0112RT\u012aGI PADOMI V\u0113rt\u0113jot projektu, svar\u012bgi finan\u0161u r\u0101d\u012bt\u0101ji un pl\u0101not\u0101 naudas pl\u016bsma: &nbsp; sp\u0113ja pamatot naudas pl\u016bsm\u0101 iek\u013cautos skait\u013cus sabalans\u0113tas izmaksas un ie\u0146\u0113mumi projekta laik\u0101 (prim\u0101ri j\u0101apr\u0113\u0137ina [&hellip;]","og_url":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/","og_site_name":"Altum","article_publisher":"https:\/\/www.facebook.com\/AltumLV","article_modified_time":"2022-07-13T20:10:44+00:00","twitter_card":"summary_large_image","twitter_site":"@altumlv","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/","url":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/","name":"FAQ - Altum","isPartOf":{"@id":"https:\/\/www.altum.lv\/en\/#website"},"datePublished":"2022-05-13T12:59:30+00:00","dateModified":"2022-07-13T20:10:44+00:00","breadcrumb":{"@id":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.altum.lv\/en\/services\/enterprises\/faq\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"S\u0101kums","item":"https:\/\/www.altum.lv\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/www.altum.lv\/en\/services\/"},{"@type":"ListItem","position":3,"name":"Enterprises","item":"https:\/\/www.altum.lv\/en\/pakalpojumi\/biznesam\/"},{"@type":"ListItem","position":4,"name":"FAQ"}]},{"@type":"WebSite","@id":"https:\/\/www.altum.lv\/en\/#website","url":"https:\/\/www.altum.lv\/en\/","name":"Altum","description":"Finan\u0161u instit\u016bcija ALTUM","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.altum.lv\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10906"}],"collection":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/comments?post=10906"}],"version-history":[{"count":2,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10906\/revisions"}],"predecessor-version":[{"id":19155,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10906\/revisions\/19155"}],"up":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10873"}],"wp:attachment":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/media?parent=10906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}