{"id":11962,"date":"2022-05-03T15:30:09","date_gmt":"2022-05-03T13:30:09","guid":{"rendered":"https:\/\/www.altum.lv\/services\/individuals\/multi-apartment-building-repair-loan\/"},"modified":"2026-10-12T16:48:22","modified_gmt":"2026-10-12T14:48:22","slug":"loan-for-renovation-of-apartment-buildings","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","title":{"rendered":"Loan for renovation of apartment buildings"},"content":{"rendered":"\t\t
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Altum<\/a>-<\/span><\/div>\n

\n Loan for renovation of apartment buildings\n <\/h1>\n

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Loan for renovation works in apartment buildings, renewal and reconstruction of engineering systems, improvement of surrounding areas, and financing of project-related services and technical documentation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\tLoan\n\t\t\t\t<\/h2>\n\t\t\t
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\n From EUR 10,000 per building\n <\/p>\n <\/div>\n \n

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\n For up to 20 years\n <\/p>\n <\/div>\n <\/div>

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\n 1.75% + the variable interest rate of the Treasury loan for a 7-year term + 6-month EURIBOR*\n <\/p>\n <\/div>\n \n

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\n Deadline for making a decision on granting a loan \u2013 June 30, 2031\n <\/p>\n <\/div>\n <\/div>

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\n The collateral is a commercial pledge over claim rights against apartment owners or other equivalent collateral acceptable to ALTUM. For homeowners, the renovated property financed by the loan or other equivalent collateral acceptable to ALTUM\n <\/p>\n <\/div>\n <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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* The annual interest rate is the aggregate of all applicable components. Please see the price list for the DME 3 and DMR\/DMZ programmes here.<\/a><\/p>\n

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The aid is provided as de minimis aid in accordance with Commission Regulation (EU) No.2023\/2831. The programme is subject to Cabinet Regulation No. 481 of 06.07.2021, Conditions of the Support Programme for Construction Works in Apartment Buildings and Beautification of Adjacent Areas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Documents required to apply<\/h2>\n

Fill out the loan application at mans.altum.lv<\/a>  and attach the necessary documents.<\/p>\n

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The loan application must be submitted by the community of apartment owners, the building owner, or their authorized representative. The application shall include all required information and supporting documents relating to the borrowers, apartment owners (where applicable), and the planned construction works.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Apply for a consultation<\/h2>\n\t\t\t\t\t\t\t
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dmeprogramma@altum.lv<\/a><\/div>\n\t\t\t\t\t\t\t67774035<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div> \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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News<\/h2>\n
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22. Dec, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM working hours during the holidays\n <\/p>\n <\/a>\n

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29. Oct, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM begins to lend for housing in regions\n <\/p>\n <\/a>\n

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11. Jul, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\n <\/p>\n <\/a>\n

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26. May, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM achieves its largest bond issuance to date\n <\/p>\n <\/a>\n

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07. Jun, 2024<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Selection of IPO Fund Manager Announced\n <\/p>\n <\/a>\n

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25. Jan, 2024<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\n <\/p>\n <\/a>\n

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16. May, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\n <\/p>\n <\/a>\n

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31. Mar, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\n <\/p>\n <\/a>\n

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17. Jan, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\n <\/p>\n <\/a>\n

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04. Oct, 2021<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM issues EUR 20 million bonds with a yield of 0.443%\n <\/p>\n <\/a>\n

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Altum– Loan for renovation of apartment buildings Loan for renovation works in apartment buildings, renewal and reconstruction of engineering systems, improvement of surrounding areas, and financing of project-related services and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10871,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-11962","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nLoan for renovation of apartment buildings - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan for renovation of apartment buildings - 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