{"id":11962,"date":"2022-05-03T15:30:09","date_gmt":"2022-05-03T13:30:09","guid":{"rendered":"https:\/\/www.altum.lv\/services\/individuals\/multi-apartment-building-repair-loan\/"},"modified":"2025-06-06T11:18:54","modified_gmt":"2025-06-06T09:18:54","slug":"loan-for-renovation-of-apartment-buildings","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","title":{"rendered":"Loan for renovation of apartment buildings"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n\t\t\t\t
Altum<\/a>-<\/span><\/div>\n

\n Loan for renovation of apartment buildings\n <\/h1>\n

\n \n <\/p>\n

\n
\n \n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\t\t\n
\n
\n
\n
\n\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Loans for renovation of apartment buildings and beautification of the surrounding area.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t

\n\t\t\t\t\tLoan\n\t\t\t\t<\/h2>\n\t\t\t
\n
\n
\n \"icon\"\n <\/div>\n

\n From EUR 10,000 per building\n <\/p>\n <\/div>\n \n

\n
\n \"icon\"\n <\/div>\n

\n For up to 20 years\n <\/p>\n <\/div>\n <\/div>

\n
\n
\n \"icon\"\n <\/div>\n

\n Annual interest rate of 3.9%\n <\/p>\n <\/div>\n \n

\n
\n \"icon\"\n <\/div>\n

\n Deadline for making a decision on granting a loan \u2013 June 30, 2031\n <\/p>\n <\/div>\n <\/div>

\n
\n
\n \"icon\"\n <\/div>\n

\n Collateral is a commercial pledge on the right of claim against the apartment owners, resulting from transactions the apartment owners and their authorized representative\n <\/p>\n <\/div>\n <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u00a0<\/p>\n

The aid is provided as de minimis aid in accordance with Commission Regulation (EU) No.2023\/2831. The programme is subject to Cabinet Regulation No. 481 of 06.07.2021, Conditions of the Support Programme for Construction Works in Apartment Buildings and Beautification of Adjacent Areas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Documents required to apply<\/h2>\n


Fill out the loan application at mans.altum.lv<\/a>\u00a0 and attach the necessary documents.<\/p>\n

\u00a0<\/p>\n

The loan application must be filled out<\/strong> by an authorized representative, who may only be a legal entity<\/strong> (for example, a housing management company, an association, etc.) and has to attach all the necessary information regarding the apartment owners and the construction works being planned.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n
\n

News<\/h2>\n
\n
\n \n <\/div>\n
\n
\n
\n
\n \n
\n
\n

22. Dec, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM working hours during the holidays\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

29. Oct, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM begins to lend for housing in regions\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

11. Jul, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

26. May, 2025<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM achieves its largest bond issuance to date\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

07. Jun, 2024<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Selection of IPO Fund Manager Announced\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

25. Jan, 2024<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

16. May, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

31. Mar, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

17. Jan, 2022<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n

\n
\n

04. Oct, 2021<\/p>\n \n

\n \"Raksta\n <\/div>\n

\n ALTUM issues EUR 20 million bonds with a yield of 0.443%\n <\/p>\n <\/a>\n

<\/p>\n <\/div>\n <\/div>\n \n\n <\/div>\n <\/div>\n

<\/span><\/div>\n
<\/span><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t

Apply for a consultation<\/h2>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t
\n\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t

<\/p>\n\t\t\t\t\t\t

\n\t\t\t\t\t\t\t
dmeprogramma@altum.lv<\/a><\/div>\n\t\t\t\t\t\t\t67774035<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div> \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Altum– Loan for renovation of apartment buildings Loans for renovation of apartment buildings and beautification of the surrounding area. Loan From EUR 10,000 per building For up to 20 years […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10871,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-11962","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nLoan for renovation of apartment buildings - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan for renovation of apartment buildings - Altum\" \/>\n<meta property=\"og:description\" content=\"Altum– Loan for renovation of apartment buildings Loans for renovation of apartment buildings and beautification of the surrounding area. Loan From EUR 10,000 per building For up to 20 years […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\" \/>\n<meta property=\"og:site_name\" content=\"Altum\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AltumLV\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-06T09:18:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@altumlv\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\",\"url\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\",\"name\":\"Loan for renovation of apartment buildings - Altum\",\"isPartOf\":{\"@id\":\"https:\/\/www.altum.lv\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\",\"datePublished\":\"2022-05-03T13:30:09+00:00\",\"dateModified\":\"2025-06-06T09:18:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage\",\"url\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\",\"contentUrl\":\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\",\"width\":60,\"height\":60},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"S\u0101kums\",\"item\":\"https:\/\/www.altum.lv\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/www.altum.lv\/en\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Individuals\",\"item\":\"https:\/\/www.altum.lv\/en\/services\/individuals\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Loan for renovation of apartment buildings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.altum.lv\/en\/#website\",\"url\":\"https:\/\/www.altum.lv\/en\/\",\"name\":\"Altum\",\"description\":\"Finan\u0161u instit\u016bcija ALTUM\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.altum.lv\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan for renovation of apartment buildings - Altum","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","og_locale":"en_US","og_type":"article","og_title":"Loan for renovation of apartment buildings - Altum","og_description":"Altum– Loan for renovation of apartment buildings Loans for renovation of apartment buildings and beautification of the surrounding area. Loan From EUR 10,000 per building For up to 20 years […]","og_url":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","og_site_name":"Altum","article_publisher":"https:\/\/www.facebook.com\/AltumLV","article_modified_time":"2025-06-06T09:18:54+00:00","og_image":[{"url":"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg"}],"twitter_card":"summary_large_image","twitter_site":"@altumlv","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","url":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/","name":"Loan for renovation of apartment buildings - Altum","isPartOf":{"@id":"https:\/\/www.altum.lv\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage"},"image":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage"},"thumbnailUrl":"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg","datePublished":"2022-05-03T13:30:09+00:00","dateModified":"2025-06-06T09:18:54+00:00","breadcrumb":{"@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#primaryimage","url":"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg","contentUrl":"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg","width":60,"height":60},{"@type":"BreadcrumbList","@id":"https:\/\/www.altum.lv\/en\/services\/individuals\/loan-for-renovation-of-apartment-buildings\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"S\u0101kums","item":"https:\/\/www.altum.lv\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/www.altum.lv\/en\/services\/"},{"@type":"ListItem","position":3,"name":"Individuals","item":"https:\/\/www.altum.lv\/en\/services\/individuals\/"},{"@type":"ListItem","position":4,"name":"Loan for renovation of apartment buildings"}]},{"@type":"WebSite","@id":"https:\/\/www.altum.lv\/en\/#website","url":"https:\/\/www.altum.lv\/en\/","name":"Altum","description":"Finan\u0161u instit\u016bcija ALTUM","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.altum.lv\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/11962"}],"collection":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/comments?post=11962"}],"version-history":[{"count":63,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/11962\/revisions"}],"predecessor-version":[{"id":54576,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/11962\/revisions\/54576"}],"up":[{"embeddable":true,"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/pages\/10871"}],"wp:attachment":[{"href":"https:\/\/www.altum.lv\/en\/wp-json\/wp\/v2\/media?parent=11962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}