{"id":11993,"date":"2022-04-25T14:36:12","date_gmt":"2022-04-25T12:36:12","guid":{"rendered":"https:\/\/www.altum.lv\/services\/individuals\/housing-support-for-naf-soldiers\/"},"modified":"2025-06-04T22:01:41","modified_gmt":"2025-06-04T20:01:41","slug":"for-the-armed-forces-soldiers","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/individuals\/for-the-armed-forces-soldiers\/","title":{"rendered":"Housing support for National Armed Forces soldiers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11993\" class=\"elementor elementor-11993 elementor-1933\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-c7e52fc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c7e52fc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9d973e\" data-id=\"e9d973e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70a4f8b elementor-widget elementor-widget-altum-tab-header2\" data-id=\"70a4f8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-header2.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner topBanner-topicFamily topBanner-pb-0\"  style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/05\/WEB-baneris-Altum-NBS_2.png)\">\n                <div class=\"container\">\n\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title topBanner__title-md\">\n                        Housing support for National Armed Forces soldiers\n                    <\/h1>\n                    <p class=\"topBanner__text\">\n                    \n                    <\/p>\n                    <div class=\"mobileScroll\">\n                        <div class=\"famWithChildTop__btnWrap famWithChildTop__topBanner\">\n                            <a href=\"javascript:;\" data-id=\"1\" class=\"famWithChildTop__btn testtest famWithChildTop__btn-active\">About the programme<\/a><a href=\"javascript:;\" data-id=\"2\" class=\"famWithChildTop__btn\">How to apply<\/a><a href=\"javascript:;\" data-id=\"3\" class=\"famWithChildTop__btn\">Costs<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n\t\t\n            <section>\n                <div class=\"container\">\n                    <div class=\"famWithChild__bottom\">\n                        <div class=\"container altum__headerTab-content\">\n\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-5bf9e7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bf9e7a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f50415e\" data-id=\"f50415e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fa1da6 elementor-widget elementor-widget-text-editor\" data-id=\"4fa1da6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u00a0<\/h3>\n<p>A guarantee for a bank loan to cover the down payment for purchase or construction of housing by soldiers of the National Armed Forces.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ef8fc elementor-widget elementor-widget-altum-icon-text\" data-id=\"49ef8fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-497.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p>Persons eligible for the guarantee are soldiers of the National Armed Forces, provided that the price for purchase or construction of housing does not exceed EUR 300,000<\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ca1fe elementor-widget elementor-widget-altum-icon-text\" data-id=\"71ca1fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-495.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p>Guarantee term is up to 10 years<\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2699df0 elementor-widget elementor-widget-altum-icon-text\" data-id=\"2699df0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-494.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p>The guarantee covers up to 25% of the principal loan amount but not more than EUR 20,000<\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca7fea7 elementor-widget elementor-widget-altum-icon-text\" data-id=\"ca7fea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-488.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p>The guarantee can be applied for repeatedly if the obligations under the previous guarantee have expired<\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-0832fa3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0832fa3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b5dc731\" data-id=\"b5dc731\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd32167 elementor-widget elementor-widget-text-editor\" data-id=\"cd32167\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Borrowers who wish to receive a mortgage loan secured by an ALTUM housing guarantee should contact one of the banks with which ALTUM has a cooperation agreement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-611066f elementor-widget elementor-widget-altum-tab-block-bank-block\" data-id=\"611066f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-block-bank-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"banks\">\n            <h2 class=\"famWithChildBottom__h2\">\n                \n            <\/h2>\n        <div class=\"banks__row\">\n                    <div class=\"banks__elem \">\n                        <a href=\"https:\/\/www.swedbank.lv\/private\/credit\/loans\/home?language=LAT\" class=\"banks__link \" target=\"_blank\">\n                            \n\t\t\t\t\t<div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/swedbank.svg\" alt=\"bank icon\" class=\"altum__noLazy\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\n                            <span class=\"banksLink__title\">Swedbank<\/span>\n                            \n\t\t\t\t\t<svg class=\"banksLink__img-open\" width=\"31\" height=\"30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M9.4 21.2 20.7 10M20.8 20.6v7.7h-19v-19h8.5M21 15.2V9.5h-5.6\" stroke=\"#000\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n\t\t\t\t\n                        <\/a>\n                    <\/div>\n                \n                    <div class=\"banks__elem \">\n                        <a href=\"javascript:void(0); \" class=\"banks__link no__hover\" target=\"\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/LUMINOR.svg\" alt=\"bank icon\" class=\"altum__noLazy\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\n                            <span class=\"banksLink__title\">Luminor<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t<svg class=\"banksLink__img-open\" width=\"31\" height=\"30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M9.4 21.2 20.7 10M20.8 20.6v7.7h-19v-19h8.5M21 15.2V9.5h-5.6\" stroke=\"#000\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n\t\t\t\t\n                        <\/a>\n                    <\/div>\n                <\/div><div class=\"banks__row\">\n                    <div class=\"banks__elem \">\n                        <a href=\"https:\/\/www.seb.lv\/en\/private\/loans\/home-loan\" class=\"banks__link \" target=\"_blank\">\n                            \n\t\t\t\t\t<div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/SEB.svg\" alt=\"bank icon\" class=\"altum__noLazy\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\n                            <span class=\"banksLink__title\">SEB banka<\/span>\n                            \n\t\t\t\t\t<svg class=\"banksLink__img-open\" width=\"31\" height=\"30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M9.4 21.2 20.7 10M20.8 20.6v7.7h-19v-19h8.5M21 15.2V9.5h-5.6\" stroke=\"#000\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n\t\t\t\t\n                        <\/a>\n                    <\/div>\n                \n                    <div class=\"banks__elem \">\n                        <a href=\"https:\/\/www.bigbank.lv\/privatpersonam\/hipotekarais-aizdevums\/\" class=\"banks__link \" target=\"_blank\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/BIGBANK.svg\" alt=\"bank icon\" class=\"altum__noLazy\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\n                            <span class=\"banksLink__title\">Bigbank<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t<svg class=\"banksLink__img-open\" width=\"31\" height=\"30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M9.4 21.2 20.7 10M20.8 20.6v7.7h-19v-19h8.5M21 15.2V9.5h-5.6\" stroke=\"#000\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n\t\t\t\t\n                        <\/a>\n                    <\/div>\n                <\/div><div class=\"banks__row\">\n                    <div class=\"banks__elem \">\n                        <a href=\"https:\/\/www.citadele.lv\/en\/private\/\" class=\"banks__link \" target=\"_blank\">\n                            \n\t\t\t\t\t<div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/07\/citadele-logo-1.png\" alt=\"bank icon\" class=\"altum__noLazy\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\n                            <span class=\"banksLink__title\">Citadale banka<\/span>\n                            \n\t\t\t\t\t<svg class=\"banksLink__img-open\" width=\"31\" height=\"30\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M9.4 21.2 20.7 10M20.8 20.6v7.7h-19v-19h8.5M21 15.2V9.5h-5.6\" stroke=\"#000\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n\t\t\t\t\n                        <\/a>\n                    <\/div>\n                <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-39cf0f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39cf0f5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-93d22d0\" data-id=\"93d22d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fa7356 elementor-widget elementor-widget-text-editor\" data-id=\"5fa7356\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Additional costs may result from changes in terms and conditions of the guarantee &#8211; in this case, a fee of 1% of the remaining amount of the guarantee will apply<\/p>\n<p>\u00a0<\/p>\n<h3>Commission<\/h3>\n<p>There is a one-time commission of 2.5% of the guarantee amount for review of a housing guarantee application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altum&#8211; Housing support for National Armed Forces soldiers About the programmeHow to applyCosts \u00a0 A guarantee for a bank loan to cover the down payment for purchase or construction of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10871,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-11993","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Housing support for National Armed Forces soldiers - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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