{"id":12002,"date":"2022-05-13T14:15:55","date_gmt":"2022-05-13T12:15:55","guid":{"rendered":"https:\/\/www.altum.lv\/services\/individuals\/lending-to-studies-and-students\/"},"modified":"2025-06-06T11:22:05","modified_gmt":"2025-06-06T09:22:05","slug":"study-and-student-loans","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/individuals\/study-and-student-loans\/","title":{"rendered":"Study and student loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12002\" class=\"elementor elementor-12002 elementor-5976\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-40b18ed elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"40b18ed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a0942e\" data-id=\"0a0942e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58013ee elementor-widget elementor-widget-altum-large-header\" data-id=\"58013ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-large-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner\" style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/garantija-jaunajiem-specialistiem-2.png)\">\n                <div class=\"container\">\n\t\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title\">Study and student loans<\/h1>\n\t\t\t\t\t\n                    \n\t\t\t\t\t\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-5de07ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5de07ac\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-838369a\" data-id=\"838369a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dacafed elementor-widget elementor-widget-text-editor\" data-id=\"dacafed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Students can apply for State-underwritten study and student loans (covering the cost of tuition and daily costs) at banks that cooperate with ALTUM.<\/h3>\n<p>\u00a0<\/p>\n<p>At the moment, study and student loans are issued by Swedbank:<\/p>\n<p>\u00a0<\/p>\n<p>Applying for a loan will be simple \u2013 via an <strong>Internet bank<\/strong> right after signing an agreement with a university. In turn, the bank will itself apply a State guarantee after assessing the application and signing the contract; applicants will not have to do anything else.<\/p>\n<p>\u00a0<\/p>\n<p>The loans will be available to both EU\/EEA citizens and non-citizens, and to permanent residents of the European Community who have a valid <strong>residence permit<\/strong> to study for a bachelor, master or doctor\u2019s degree at universities accredited in Latvia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-caa580a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caa580a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d567db\" data-id=\"3d567db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-8e6bd5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e6bd5f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c908355\" data-id=\"c908355\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7e1179 elementor-widget elementor-widget-image\" data-id=\"c7e1179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/europa.eu\/youreurope\/index_en.htm\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"207\" height=\"64\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/10\/youreurope-logo.png\" class=\"attachment-large size-large wp-image-23667\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altum&#8211; Study and student loans Students can apply for State-underwritten study and student loans (covering the cost of tuition and daily costs) at banks that cooperate with ALTUM. \u00a0 At [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10871,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-12002","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Study and student loans - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/individuals\/study-and-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Study and student loans - Altum\" \/>\n<meta property=\"og:description\" content=\"Altum&#8211; 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