{"id":25720,"date":"2022-10-17T15:16:43","date_gmt":"2022-10-17T13:16:43","guid":{"rendered":"https:\/\/www.altum.lv\/services\/enterprises\/loans-for-low-rent-housing-construction\/"},"modified":"2026-01-15T10:42:58","modified_gmt":"2026-01-15T08:42:58","slug":"loans-for-low-rent-housing-construction","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/enterprises\/loans-for-low-rent-housing-construction\/","title":{"rendered":"Loans for low-rent housing construction"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25720\" class=\"elementor elementor-25720 elementor-23522\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-487a11a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"487a11a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47094f8\" data-id=\"47094f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10d6225 elementor-widget elementor-widget-altum-tab-header2\" data-id=\"10d6225\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-header2.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner topBanner-topicFamily topBanner-pb-0\"  style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/Zemas-ires-majoklu-buvniecibas-aizdevumi.png)\">\n                <div class=\"container\">\n\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title topBanner__title-md\">\n                        Loans for low-rent<br>housing construction\n                    <\/h1>\n                    <p class=\"topBanner__text\">\n                    \n                    <\/p>\n                    <div class=\"mobileScroll\">\n                        <div class=\"famWithChildTop__btnWrap famWithChildTop__topBanner\">\n                            \n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n\t\t\n            <section>\n                <div class=\"container\">\n                    <div class=\"famWithChild__bottom\">\n                        <div class=\"container altum__headerTab-content\">\n\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-cf5ed88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf5ed88\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd48249\" data-id=\"fd48249\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4206034 elementor-widget elementor-widget-text-editor\" data-id=\"4206034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 16px;\">Loans for construction of three or more apartment residential low rent houses in the regions with the aim of promoting the availability of housing for households that cannot afford housing on market terms.<\/span><\/p>\n<h3>\u00a0<\/h3>\n<h3><span style=\"font-size: 16px;\">About the loan<\/span><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9722759 elementor-widget elementor-widget-altum-icon-text\" data-id=\"9722759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-519.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">A loan or parallel loan with a capital rebate<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-635e3ff elementor-widget elementor-widget-altum-icon-text\" data-id=\"635e3ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-461.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Capital rebate of up to 30% of the total project eligible costs which are financed with loan provided by Altum<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8c48ad elementor-widget elementor-widget-altum-icon-text\" data-id=\"a8c48ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-483.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Altum loan repayable in up to 30 years<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6172ae8 elementor-widget elementor-widget-altum-icon-text\" data-id=\"6172ae8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">No limit on the maximum loan amount<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e164f2f elementor-widget elementor-widget-altum-icon-text\" data-id=\"e164f2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-471.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Own co-financing from 5% of the project eligible costs which are financed with loan provided by Altum<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0475378 elementor-widget elementor-widget-altum-icon-text\" data-id=\"0475378\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-519.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Maximum eligible costs on average for one apartment of a residential rental house EUR 93,562.35 (of which the maximum Altum financing is EUR 89,107)<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-536d4a9 elementor-widget elementor-widget-altum-icon-text\" data-id=\"536d4a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-461.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Interest rate starts at 0.69% per annum<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0dd98 elementor-widget elementor-widget-text-editor\" data-id=\"3e0dd98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 16px;\">Not eligible for financing will be construction projects that are implemented in the cities of Riga and J\u016brmala and in the following territorial division units: Balo\u017ei town, rural areas of \u0136ekava, Olaine, M\u0101rupe, Bab\u012bte, Salaspils municipality, and rural areas of Stopi\u0146i, Garkalne and Carnikava.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f32804 elementor-widget elementor-widget-text-editor\" data-id=\"9f32804\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"font-size: 16px;\"><strong>Loan to cover VAT<\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px;\">In addition to the eligible costs loan, there is also a loan to cover VAT (which is not recoverable under the general procedures) costs.<\/span><\/p>\n<p><strong>\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d619d elementor-widget elementor-widget-altum-icon-text\" data-id=\"12d619d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/03\/Nauda_kapitals_uz-zila-fona.png\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Only together with eligible costs loan (one application)<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7f1592 elementor-widget elementor-widget-altum-icon-text\" data-id=\"c7f1592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/Group-461.svg\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">Rate from 0.69% and term of up to 30 years<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0297a57 elementor-widget elementor-widget-altum-icon-text\" data-id=\"0297a57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-icon-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"altum__iconWithText\">\n                <div class=\"iconWithText-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/03\/Kapitals_uz-zila-fona.png\" alt=\"icon\">\n                <\/div>\n                <div class=\"iconWithText-text\">\n                    <p><span style=\"font-size: 16px;\">The maximum loan amount is up to 21% of the eligible costs of the project<\/span><\/p>\n                <\/div>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59b6a51 elementor-widget elementor-widget-text-editor\" data-id=\"59b6a51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"font-size: 16px;\"><strong>Rent conditions<\/strong><\/span><\/h3>\n<ul>\n<li><span style=\"font-size: 16px;\">Monthly rent ceiling at EUR 6.71 per m2*<\/span><\/li>\n<li><span style=\"font-size: 16px;\">The apartments will be rented out to households whose total average monthly net income, on which personal income tax has been paid as per statements from the State Revenue Service or an equivalent foreign tax administration, in the previous tax year or at the moment the apartment is available for rent (according to the <a href=\"https:\/\/www.em.gov.lv\/lv\/finansesanas-fonda-izveide-zemas-ires-majoklu-buvniecibai\" target=\"_blank\" rel=\"noopener\">2026 calculations of the Ministry of Economics<\/a>) is as follows:<\/span>\n<ul>\n<li><span style=\"font-size: 16px;\">Up to EUR 1,743 for a 1-room apartment<\/span><\/li>\n<li><span style=\"font-size: 16px;\">Up to EUR 3,003 for a 2-room apartment<\/span><\/li>\n<li><span style=\"font-size: 16px;\">Up to EUR 4,597 for a 3-room and larger apartments<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-size: 16px;\">3-room and larger apartments will be available to households consisting of at least two persons<\/span><\/li>\n<\/ul>\n<h6>\u00a0<\/h6>\n<h6><span style=\"font-size: 14px;\">* Maximum rent ceiling in 2026 according to the calculations of the Ministry of Economics. Rent can be increased once a year in accordance with the annual average inflation rate in the country determined according to the Central Statistical Bureau\u2019s data.\u00a0<\/span><\/h6>\n<h6>\u00a0<\/h6>\n<h6><span style=\"font-size: 14px;\">Conditions of the loan programme for low-rent housing construction are regulated by <a href=\"https:\/\/likumi.lv\/ta\/id\/334085-noteikumi-par-atbalstu-dzivojamo-ires-maju-buvniecibai-eiropas-savienibas-atveselosanas-un-noturibas-mehanisma-plana-3-1\">Cabinet Regulation No.459<\/a> of 14.07.2022.<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-d1fd7ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1fd7ea\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e2dcbfb\" data-id=\"e2dcbfb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e77436c elementor-widget elementor-widget-image\" data-id=\"e77436c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"139\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/02\/FINANSE-ESNEXTNAP-300x139.png\" class=\"attachment-medium size-medium wp-image-38776\" alt=\"\" srcset=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/02\/FINANSE-ESNEXTNAP-300x139.png 300w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/02\/FINANSE-ESNEXTNAP-1024x476.png 1024w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/02\/FINANSE-ESNEXTNAP-768x357.png 768w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/02\/FINANSE-ESNEXTNAP.png 1460w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-4171f82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4171f82\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15cfd86\" data-id=\"15cfd86\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e7d8c2 elementor-widget elementor-widget-altum-employees\" data-id=\"5e7d8c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-employees.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t\t<section class=\"consultants consultants-bt\" style=\"margin-top: 25px; margin-bottom: 60px\">\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"consultants__wrap\" \">\n\t\t\t\t\t\t\t<h2 class=\"consultants__h2\" tabindex=\"0\">For more information<\/h2>\n\t\t\t\t\t\t\t<div class=\"consultants__content\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"consultantsContent__elem\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"consultantsContent__info\">\n\t\t\t\t\t\t<h4 class=\"consultantsContent__h4\" tabindex=\"0\" title=\"Laura Kova\u013cevska\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tLaura Kova\u013cevska\n\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t<p class=\"consultantsContent__p\" tabindex=\"0\" title=\" \"><\/p>\n\t\t\t\t\t\t<div class=\"consultantsContent__contact\">\n\t\t\t\t\t\t\t<div class=\"consultatns__phones\"><a href=\"tel:28331487\" title=\"Laura Kova\u013cevska kontaktt\u0101lrunis\" class=\"consultantsContent__contact-link\">28331487<\/a><\/div>\n\t\t\t\t\t\t\t<a href=\"mailto:Laura.Kovalevska@altum.lv\" title=\"Laura Kova\u013cevska e-pasta adrese\" class=\"consultantsContent__contact-link\">Laura.Kovalevska@altum.lv<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div> \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3501344 elementor-widget elementor-widget-altum-news-slider\" data-id=\"3501344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-news-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <section class=\"mainNews\">\n                    <div class=\"container\" style=\"width: 100%;\">\n                        <div class=\"mainNews__content mainNews__content-vortal\" style=\"border-top: 1px solid #dfdfdf;\">\n                            <h2 class=\"mainNews__h2\">News<\/h2>\n                            <div class=\"mainNews__wrap\">\n                                <div class=\"mainNews__top\">\n                                    \n                                <\/div>\n                                <div class=\"mainNews__bottom\">\n                                    <div class=\"mainNews__elem mainNews__elem-active\" id=\"news-slider-1\">\n                                        <div class=\"mainNewsSwiper\" id=\"mainNewsSwiper1\">\n                                            <div class=\"swiper-wrapper\">\n                                                \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">22. Dec, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-working-hours-during-the-holidays\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM working hours during the holidays\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM working hours during the holidays\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">29. Oct, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-begins-to-lend-for-housing-in-regions\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/10\/DSC07911-300x212.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM begins to lend for housing in regions\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM begins to lend for housing in regions\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">11. Jul, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/latvia-joins-eu-initiative-to-bolster-trade-with-ukraine-by-offering-export-guarantees\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/07\/EIT-Altum_2-300x221.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Latvia joins EU initiative to bolster trade with Ukraine by offering export guarantees\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">26. May, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-achieves-its-largest-bond-issuance-to-date\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/05\/Obligacijas-70-mil-2-300x251.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM achieves its largest bond issuance to date\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM achieves its largest bond issuance to date\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">07. Jun, 2024<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/selection-of-ipo-fund-manager-announced\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/06\/Youtube-3-300x169.webp\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Selection of IPO Fund Manager Announced\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Selection of IPO Fund Manager Announced\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">25. Jan, 2024<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/elementor-37520\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        An Invitation to provide commentry on the Open Call for Expression of Interest selection criteria for the \u201cBaltic Capital Markets Acceleration Fund\u201d\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">16. May, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/fund-zgi-4-and-altum-invest-in-innovative-agriculture-technology-start-up-eagronom\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/05\/opening-4125cc11fe39-300x200.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">31. Mar, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/audited-jsc-development-finance-institution-altum-consolidated-and-separate-annual-report-for-the-year-ended-31-december-2021\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/03\/opening-4105cc11fe39-300x199.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Audited JSC Development Finance Institution Altum Consolidated and Separate Annual Report for the Year Ended 31 December 2021\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">17. Jan, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/entrepreneurs-will-have-a-loan-available-with-a-capital-discount-of-up-to-10-million-euros\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/04\/opening-4082cc11fe39-300x157.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Entrepreneurs will have a loan available with a capital discount of up to 10 million euros\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">04. Oct, 2021<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-issues-eur-20-million-bonds-with-a-yield-of-0-443\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/04\/opening-4031cc11fe39-300x184.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM issues EUR 20 million bonds with a yield of 0.443%\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM issues EUR 20 million bonds with a yield of 0.443%\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-next\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-prev\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/section>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-060d545 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"060d545\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-837888e\" data-id=\"837888e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Loans for low-rent housing construction<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10873,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-25720","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - 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