{"id":62665,"date":"2023-08-31T13:40:09","date_gmt":"2023-08-31T11:40:09","guid":{"rendered":"https:\/\/www.altum.lv\/services\/enterprises\/loan-for-starting-a-business\/"},"modified":"2026-01-07T11:36:06","modified_gmt":"2026-01-07T09:36:06","slug":"loan-for-starting-a-business","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/enterprises\/loan-for-starting-a-business\/","title":{"rendered":"Loan for starting a business"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"62665\" class=\"elementor elementor-62665 elementor-32532\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-61324ee elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"61324ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-57d6c7e\" data-id=\"57d6c7e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdaa2df elementor-widget elementor-widget-altum-tab-header-links\" data-id=\"cdaa2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-header-links.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner topBanner-topicFamily topBanner-pb-0\"  style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/Biznesa-uzsacejiem.png)\">\n                <div class=\"container\">\n\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n\n                    <div class=\"topBanner__content\">\n                        <div class=\"topBanner__left\">\n                            <h1 class=\"topBanner__title\">\n                                Start-up loan for entrepreneurs\n                            <\/h1>\n                           \n                        <\/div>\n                        <div class=\"topBanner__right\">\n                            <div class=\"topBanner__menuWrap\">\n                               \n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"mobileScroll\">\n                        <div class=\"famWithChildTop__btnWrap famWithChildTop__topBanner\">\n                            \n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n\t\t\n            <section>\n                <div class=\"container\">\n                    <div class=\"famWithChild__bottom\">\n                        <div class=\"container\">\n                            <div class=\"altum__headerTab-content\"><\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-25def1e headerTab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25def1e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-799c6fe\" data-id=\"799c6fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e367f9 elementor-widget elementor-widget-text-editor\" data-id=\"0e367f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you have a new business but need support to turn your business idea into reality? State aid for businesses is aimed at encouraging economic activity in general sectors of national economy.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section altum__default elementor-element elementor-element-b188ef4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b188ef4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fe83e58\" data-id=\"fe83e58\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-372b20f elementor-widget elementor-widget-text-editor\" data-id=\"372b20f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p>\n<h5 style=\"text-align: center;\"><span style=\"color: #33cccc;\"><strong><span data-teams=\"true\">Working capital<\/span><\/strong><\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2b167fc\" data-id=\"2b167fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac10856 elementor-widget elementor-widget-text-editor\" data-id=\"ac10856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\r\n\t<li>purchase of raw materials, fuel costs, rental payments<\/li>\r\n\t<li>up to 3 years<\/li>\r\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-17cb6f3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"17cb6f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section altum__default elementor-element elementor-element-f66e2d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f66e2d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-209f987\" data-id=\"209f987\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fa0073 elementor-widget elementor-widget-text-editor\" data-id=\"4fa0073\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"text-align: center;\"><span style=\"color: #33cccc;\"><strong>For investments<\/strong><\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d9491b6\" data-id=\"d9491b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40efd9a elementor-widget elementor-widget-text-editor\" data-id=\"40efd9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\r\n\t<li>equipment, machinery, commercial vehicle purchases<\/li>\r\n\t<li>up to 10 years<\/li>\r\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb5e3d3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fb5e3d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section altum__default elementor-element elementor-element-8a84d06 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a84d06\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5b45845\" data-id=\"5b45845\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8f884d elementor-widget elementor-widget-text-editor\" data-id=\"b8f884d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"text-align: center;\"><span style=\"color: #33cccc;\"><strong>For Real estate<\/strong><\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fb15603\" data-id=\"fb15603\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18e08ab elementor-widget elementor-widget-text-editor\" data-id=\"18e08ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>for acquisition, construction or reconstruction<\/li>\n<li>up to 15 years<\/li>\n<\/ul>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca39b07 elementor-widget elementor-widget-altum-simple-news-slider\" data-id=\"ca39b07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-simple-news-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<section class=\"sliderVideo\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"sliderVideo__wrap\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"sliderVideo__swiper\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"swiper-slide sliderVideo-slide\">\n\t\t\t\t\t<div class=\"sliderVideo__content\">\n\t\t\t\t\t\t<div class=\"sliderVideoContent__left\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=D-7Dx2m4wO4\" data-fancybox class=\"sliderVideoContent__videoLink\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/img.youtube.com\/vi\/D-7Dx2m4wO4\/maxresdefault.jpg\" class=\"sliderVideoContent__img\" alt=\"What would be your motivation for starting a business?\" title=\"What would be your motivation for starting a business?\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewBox=\"0 0 50 50\" fill=\"none\" class=\"sliderVideoContent__playBtn replaced-svg\">\n\t\t\t\t\t\t\t\t\t<path d=\"M25 0C11.1875 0 0 11.1875 0 25C0 38.8125 11.1875 50 25 50C38.8125 50 50 38.8125 50 25C50 11.1875 38.8125 0 25 0ZM20 36.25V13.75L35 25L20 36.25Z\" fill=\"white\"><\/path>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sliderVideoContent__right\">\n\t\t\t\t\t\t\t<p class=\"sliderVideoContent__date\"><\/p>\n\t\t\t\t\t\t\t<div class=\"sliderVideoContent__title\">\n\t\t\t\t\t\t\t\tWhat would be your motivation for starting a business?\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<p class=\"sliderVideoContent__hashtag\"><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"swiper-notification\" aria-live=\"assertive\" aria-atomic=\"true\"><\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sliderVideo__pagination\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff2d3c9 elementor-widget elementor-widget-altum-tab-block-icon-with-text\" data-id=\"ff2d3c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-block-icon-with-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"famWithChildBottomContent__wrap\"><div class=\"famWithChildBottomContent__row\">\n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/nauda.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            loan up to EUR 250,000 \n                        <\/p>\n                    <\/div>\n                \n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/procenti.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            fixed interest rate from 4.9%\n                        <\/p>\n                    <\/div>\n                <\/div><div class=\"famWithChildBottomContent__row\">\n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/dokumentu-parbaude.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            can be applied for before the company is established*\n                        <\/p>\n                    <\/div>\n                \n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/termins.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            also available to self-employed individuals, micro, small, medium and large businesses** registered no more than 7 years ago\n                        <\/p>\n                    <\/div>\n                <\/div><\/div>\n                <div class=\"famWithChildBottomContent__rulesWrap\">\n                    <p class=\"famWithChildBottomContent__rules\">\n                        * You can apply for a loan even before establishing a company and without prior business experience. The only requirement is to have a clear business plan. <br>\n**with up to 3,000 employees\n                    <\/p>\n                <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8e15f0 elementor-widget elementor-widget-altum-blue-textblock\" data-id=\"c8e15f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-blue-textblock.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"blueBlock\">\n                <h3 style=\"text-align: center;\"><strong><span style=\"color: #ffffff;\">We have supported more than 3,000 small and medium-sized business projects with start-up loans.<\/span><\/strong><\/h3>\n            <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-699ec16 elementor-widget elementor-widget-altum-button\" data-id=\"699ec16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"altum__btnBlock altum__btncblock\"><a class=\"altum__btn-lb\" href=\"https:\/\/mans.altum.lv\/applicant\/application_requests\/new?request_template=10562\" target=\"_blank\">Apply <\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65ba03f elementor-widget elementor-widget-altum-loan-consultation-form\" data-id=\"65ba03f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-loan-consultation-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <form action=\"#\" class=\"altum__loanConsultationForm container\">\n                <div class=\"altum__loanForm-inner\">\n                    <h2 class=\"altum__loanForm-title\">Sign up for a consultation<\/h2>\n                    \n                <div class=\"altum__loanForm-switcher\">\n                    <div class=\"altum__loanForm-switcher1\">\n                        <input type=\"radio\" name=\"loanForm-company-status\" id=\"loanForm-not-registered\" value=\"not-registered\">\n                        <label for=\"loanForm-not-registered\">\n                            Not registered company\n                            \n                        <\/label>\n                    <\/div>\n                    <div class=\"altum__loanForm-switcher1\">\n                        <input type=\"radio\" name=\"loanForm-company-status\" id=\"loanForm-registered\" value=\"registered\" checked>\n                        <label for=\"loanForm-registered\">\n                            Registered company\n                        \n                        <\/label>\n                    <\/div>\n                <\/div>\n            \n                    <div class=\"altum__loanForm-row twoColumns-row registeredCompany-row\">\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-company\">Company name<\/label>\n                            <input type=\"text\" name=\"loanForm-company\" class=\"loanForm-input loanForm-company\">\n                        <\/div>\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-registration\">Registration number<\/label>\n                            <input type=\"text\" name=\"loanForm-registration\" class=\"loanForm-input loanForm-registration\">\n                        <\/div>\n                    <\/div>\n                    <div class=\"altum__loanForm-row twoColumns-row\">\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-name\">Name Surname<\/label>\n                            <input type=\"text\" name=\"loanForm-name\" class=\"loanForm-input loanForm-name\">\n                        <\/div>\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-phone\">Phone<\/label>\n                            <input type=\"text\" name=\"loanForm-phone\" class=\"loanForm-input loanForm-phone\">\n                        <\/div>\n                    <\/div>\n                    <div class=\"altum__loanForm-row oneColumn-row\">\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-email\">E-mail<\/label>\n                            <input type=\"text\" name=\"loanForm-email\" class=\"loanForm-input loanForm-email\">\n                        <\/div>\n                    <\/div>\n                    <h3 class=\"altum__loanForm-sectionTitle\">Consultation information<\/h3>\n                    <div class=\"altum__loanForm-row twoColumns-row\">\n                        <div class=\"altum__loanForm-inputBox2\">\n                            <div class=\"altum__loanForm-boxInner\">\n                                <label class=\"loanForm-label\" for=\"loanForm-region\">Region<\/label>\n                                <select name=\"loanForm-region\" class=\"loanForm-input loanForm-region\">\n                                    <option selected disabled value=\"none\">Choose from list<\/option>\n                                    <option value=\"centra\">Center (Riga, Riga region)<\/option>\n                                    <option value=\"zemgale\">Zemgales<\/option>\n                                    <option value=\"kurzeme\">Kurzemes<\/option>\n                                    <option value=\"latgale\">Latgales<\/option>\n                                    <option value=\"vidzeme\">Vidzemes<\/option>\n                                <\/select>\n                            <\/div>\n                            <div class=\"altum__loanForm-boxInner\">\n                                <label class=\"loanForm-label\" for=\"loanForm-amount\">Loan amount<\/label>\n                                <select name=\"loanForm-amount\" class=\"loanForm-input loanForm-amount\">\n                                    \n\t\t\t\t<option value=\"lidz_50000\">l\u012bdz 50 000 EUR<\/option>\n                <option value=\"lidz_100000\">no 50 000 EUR l\u012bdz 100 000 EUR<\/option>\n                <option value=\"no_100000\">no 100 000 EUR<\/option>\n            \n                                <\/select>\n                            <\/div>\n                        <\/div>\n                        <div class=\"altum__loanForm-inputBox\">\n                            <label class=\"loanForm-label\" for=\"loanForm-description\">The purpose of the consultation<\/label>\n                            <textarea class=\"loanForm-input loanForm-textarea loanForm-description\" name=\"loanForm-description\"><\/textarea>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"altum__loanForm-contact\">\n                        <p class=\"loanForm-contactTitle\">Preferred type of consultation:<\/p>\n                        <div class=\"altum__loanForm-contactTypes\">\n                            <div class=\"altum__loanForm-contactType\">\n                                <label class=\"loanForm-contactRadio loanForm-contactRadio-radio\">\n                                    <span>Phone<\/span>\n                                    <input type=\"radio\" name=\"loanForm-contactType\" value=\"Telefons\" checked>\n                                    <div class=\"loanForm-control_indicator\"><\/div>\n                                <\/label>\n                            <\/div>\n                            <div class=\"altum__loanForm-contactType\">\n                                <label class=\"loanForm-contactRadio loanForm-contactRadio-radio\">\n                                    <span>Video call<\/span>\n                                    <input type=\"radio\" name=\"loanForm-contactType\" value=\"Video zvans\">\n                                    <div class=\"loanForm-control_indicator\"><\/div>\n                                <\/label>\n                            <\/div>\n                            <div class=\"altum__loanForm-contactType\">\n                                <label class=\"loanForm-contactRadio loanForm-contactRadio-radio\">\n                                    <span>In person<\/span>\n                                    <input type=\"radio\" name=\"loanForm-contactType\" value=\"Kl\u0101tien\u0113\">\n                                    <div class=\"loanForm-control_indicator\"><\/div>\n                                <\/label>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mainSubscribeFormSelect__containerWrap\" style=\"position: relative;\">\n                        <label class=\"mainSubscribeFormSelect__container altum__loanFormPrivacy\">\n                            <input type=\"checkbox\" class=\"altum__consultationForm-gdpr altum__loanFormGDPR\">\n                            <span class=\"mainSubscribeFormSelect__checkmark mainSubscribeFormSelect__checkmark-dark\"><\/span>\n                        <\/label>\n                        <p class=\"mainSubscribeFormSelect__link mainSubscribeFormSelect__link-dark\">\n                            I agree to the processing of personal data for the purpose of receiving information about the services offered by ALTUM. ALTUM Privacy Policy available <a href=\"\/en\/privacy-policy\/\" target=\"_blank\" class=\"consultation__link\">here<\/a>.\n                        <\/p>\n                    <\/div>\n                    <div class=\"altum__loadForm-btnBlock\">\n                        <button type=\"submit\" class=\"swiper2Content__btn famWithChildBottomContent__btn loanForm-btn\">Apply<\/button>\n                    <\/div>\n\n                    <input type=\"hidden\" class=\"googleResponse\" value=\"\">\n                    <input type=\"hidden\" name=\"receiver\" value=\"\">\n\n                    <div class=\"altum__loanForm-loader\">\n                        <div class=\"altum__loanForm-loaderInner\">\n                            <div class=\"lds-hourglass\"><\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"altum__loanForm-success\">\n                        <div class=\"altum__loanForm-successInner\">\n                            <div class=\"altum__loanForm-successTxt\">Thank your for applying!<\/div>\n                            <span class=\"altum__loanForm-sendAgain propertyForm-sendAgain\">CLOSE<\/span>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n            <\/form>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b390c24 elementor-widget elementor-widget-altum-slider\" data-id=\"b390c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<section class=\"mainSlider2 dark__blue-bg\">\n\t\t\t<div class=\"swiper2\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\n\t\t\t\t<div class=\"swiper-slide swiper2__slider\">\n\t\t\t\t\t<div class=\"container\">\n\t\t\t\t\t\t<div class=\"swiper2__content\">\n\t\t\t\t\t\t\t<h3 class=\"swiper2Content__h4\">\n\t\t\t\t\t\t\t\t<p>Beneficiaries must comply with<\/p>\n<p>the publicity requirements of the funds<\/p>\n\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<div class=\"swiper2Content__btnWrap\">\n\t\t\t\t\t\t\t\t<a target=\"_blank\" href=\" https:\/\/www.altum.lv\/pakalpojumi\/biznesam\/publicitates-prasibas\/ \" class=\"swiper2Content__btn\">uzzin\u0101t vair\u0101k <\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"swiper2-pagination\"><\/div>\n\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49a6048 elementor-widget elementor-widget-text-editor\" data-id=\"49a6048\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Loans are granted as de minimis aid in accordance with Commission Regulation (EU) No. 2023\/2831 of 13 December 2023.<\/p>\r\n<p>The program is regulated by the Cabinet of Ministers Regulation No. 328 of May 31, 2016, &#8220;Regulations on Microloans and Start-up Loans.&#8221; The program is administered by the State Agency for Development and Entrepreneurship Support (SADES).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ae7b72 elementor-widget elementor-widget-altum-feedback\" data-id=\"7ae7b72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-feedback.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div class=\"altum__europe-feedback-tool\">\n\t\t\t\t<div class=\"altum__europe-feedback-title\">Quality feedback<\/div>\n\t\t\t\t<script src=\"https:\/\/foq.youreurope.europa.eu\/widget\/sdg-foq-widget.js\"><\/script> \n\t\t\t\t<sdg-foq-widget type=\"info-service-ft\" lang=\"en\">\n\t\t\t\t\t<span slot=\"content\">Add feedback <span class=\"questionRowTop__arrow\"><\/span><\/span> \n\t\t\t\t<\/sdg-foq-widget>\n\t\t\t<\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35e6147 elementor-widget elementor-widget-altum-atsauksmes\" data-id=\"35e6147\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-atsauksmes.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"altum__page-dates\">\n\t\t\t<div class=\"date__page\">\n\t\t\t\tInformation published: 01.08.2022.\n\t\t\t<\/div>\n\t\t\t<div class=\"date__page\">\n\t\t\t\tInformation updated: 22.04.2026.\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<form id=\"altum-atsauksme\">\n\t\t\t\t<div class=\"altum__feedback-form\">\n\t\t\t\t\t<div class=\"altum__feedback-left\">\n\t\t\t\t\t\t<div class=\"altum__feedback-title\">Was this information useful?<\/div>\n\t\t\t\t\t\t<p>Your review can help us improve this website<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"altum__feedback-right\">\n\t\t\t\t\t\t<label class=\"radion__container\">Yes\n\t\t\t\t\t\t\t<input type=\"radio\" id=\"foundInformation-yes\" name=\"foundInformation\" value=\"Yes\" required>\n\t\t\t\t\t\t\t<span class=\"radion__checkmark\"><\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<label class=\"radion__container\">No\n\t\t\t\t\t\t\t<input type=\"radio\" id=\"foundInformation-no\" name=\"foundInformation\" value=\"No\" required>\n\t\t\t\t\t\t\t<span class=\"radion__checkmark\"><\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"altum__feedback-success\">\n\t\t\t\t\tThank you! Your review has been accepted.\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"altum_feedback-loader\">\n\t\t\t\t\t<div class=\"lds-hourglass\"><\/div>\n\t\t\t\t<\/div>\n\n\t\t\t <\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section altum__default elementor-element elementor-element-3cbb0a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cbb0a1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-32f8590\" data-id=\"32f8590\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1eb0dd4 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1eb0dd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/elementor\/thumbs\/LIDZFINANSE-ESNAP-qivsubzmszt49sp9ilg4vzsogawg4qgeib2ks18zhq.webp\" title=\"LIDZFINANSE-ES+NAP\" alt=\"LIDZFINANSE-ES+NAP\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-50db711\" data-id=\"50db711\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8e7fbc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e8e7fbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/europa.eu\/youreurope\/index_lv.htm\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"207\" height=\"64\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/06\/youreurope-logo_bb7f2.png\" class=\"attachment-large size-large wp-image-10620\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c3ccf8 elementor-widget elementor-widget-altum-news-slider\" data-id=\"6c3ccf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-news-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <section class=\"mainNews\">\n                    <div class=\"container\" style=\"width: 100%;\">\n                        <div class=\"mainNews__content mainNews__content-vortal\" style=\"border-top: 1px solid #dfdfdf;\">\n                            <h2 class=\"mainNews__h2\">News<\/h2>\n                            <div class=\"mainNews__wrap\">\n                                <div class=\"mainNews__top\">\n                                    \n                <a href=\"https:\/\/www.altum.lv\/tag\/biznesam\/\" class=\"mainNewsTop__link\" data-tag=\"#Biznesam\" data-id=\"7\">#Biznesam<\/a>\n            \n                <a href=\"https:\/\/www.altum.lv\/tag\/valstsatbalsts\/\" class=\"mainNewsTop__link\" data-tag=\"#ValstsAtbalsts\" data-id=\"50\">#ValstsAtbalsts<\/a>\n            \n                <a href=\"https:\/\/www.altum.lv\/tag\/altum\/\" class=\"mainNewsTop__link\" data-tag=\"#Altum\" data-id=\"105\">#Altum<\/a>\n            \n                <a href=\"https:\/\/www.altum.lv\/tag\/eiropasregionalasattistibasfonds\/\" class=\"mainNewsTop__link\" data-tag=\"#ESfondi\" data-id=\"142\">#ESfondi<\/a>\n            \n                <a href=\"https:\/\/www.altum.lv\/tag\/atbalsts-biznesam\/\" class=\"mainNewsTop__link\" data-tag=\"#AtbalstsBiznesam\" data-id=\"198\">#AtbalstsBiznesam<\/a>\n            \n                                <\/div>\n                                <div class=\"mainNews__bottom\">\n                                    <div class=\"mainNews__elem mainNews__elem-active\" id=\"news-slider-1\">\n                                        <div class=\"mainNewsSwiper\" id=\"mainNewsSwiper1\">\n                                            <div class=\"swiper-wrapper\">\n                                                \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">22. Dec, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-working-hours-during-the-holidays\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/12\/sludinajums-3-300x251.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM working hours during the holidays\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM working hours during the holidays\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">26. May, 2025<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/altum-achieves-its-largest-bond-issuance-to-date\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/05\/Obligacijas-70-mil-2-300x251.jpg\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: ALTUM achieves its largest bond issuance to date\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        ALTUM achieves its largest bond issuance to date\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n                        <div class=\"swiper-slide mainNewsSwiper__slider\">\n                            <div class=\"mainNewsSwiper__content\">\n                                <p class=\"mainNewsSwiper__date\">16. May, 2022<\/p>\n                                <a href=\"https:\/\/www.altum.lv\/en\/fund-zgi-4-and-altum-invest-in-innovative-agriculture-technology-start-up-eagronom\/\" class=\"mainNewsSwiper__link\">\n                                    <div class=\"mainNewsSwiperLink__imgWrap\">\n                                        <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2022\/05\/opening-4125cc11fe39-300x200.png\"\n                                            class=\"mainNewsSwiperLink__img\" alt=\"Raksta bilde: Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\">\n                                    <\/div>\n                                    <p class=\"mainNewsSwiperLink__text\">\n                                        Fund ZGI-4 and ALTUM invest in innovative agriculture technology start-up eAgronom\n                                    <\/p>\n                                <\/a>\n                                <p class=\"mainNewsSwiper__info\"><\/p>\n                            <\/div>\n                        <\/div>\n                    \n\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-next\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                            <div class=\"mainNewsSwiperBtn mainNewsSwiper-prev\"><span\n                                                    class=\"mainNewsSwiperBtn__span\"><\/span><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/section>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altum&#8211; Start-up loan for entrepreneurs Do you have a new business but need support to turn your business idea into reality? State aid for businesses is aimed at encouraging economic [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10873,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-62665","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan for starting a business - Altum<\/title>\n<meta name=\"description\" content=\"Loans of up to \u20ac250,000 for starting a business or developing businesses established no earlier than seven years ago.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/enterprises\/loan-for-starting-a-business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan for starting a business - 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