{"id":69599,"date":"2026-09-16T10:40:19","date_gmt":"2026-09-16T08:40:19","guid":{"rendered":"https:\/\/www.altum.lv\/services\/rural-enterprises\/small-loans-in-rural-areas-with-a-capital-rebate\/"},"modified":"2026-10-15T11:48:58","modified_gmt":"2026-10-15T09:48:58","slug":"small-loans-in-rural-areas-with-a-capital-rebate","status":"publish","type":"page","link":"https:\/\/www.altum.lv\/en\/services\/rural-enterprises\/small-loans-in-rural-areas-with-a-capital-rebate\/","title":{"rendered":"Small loans in rural areas with a capital rebate"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"69599\" class=\"elementor elementor-69599 elementor-68419\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section altum__default elementor-element elementor-element-a289e4f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a289e4f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9446b5\" data-id=\"f9446b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae21377 elementor-widget elementor-widget-altum-tab-header2\" data-id=\"ae21377\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-header2.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <section class=\"topBanner topBanner-topicFamily topBanner-pb-0\"  style=\"background-image: url(https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/09\/ML-header-7-scaled.png)\">\n                <div class=\"container\">\n\t\t\t\t<div class=\"topBanner__breadcrumbs\"><a href=\"https:\/\/www.altum.lv\" class=\"topBannerBreadcrumb__link\">Altum<\/a><span class=\"topBannerBreadcrumb__indent\">-<\/span><\/div>\n                    <h1 class=\"topBanner__title topBanner__title-md\">\n                        Small Loans in Rural Areas with Capital Rebate\n                    <\/h1>\n                    <p class=\"topBanner__text\">\n                    \n                    <\/p>\n                    <div class=\"mobileScroll\">\n                        <div class=\"famWithChildTop__btnWrap famWithChildTop__topBanner\">\n                            \n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n\t\t\n            <section>\n                <div class=\"container\">\n                    <div class=\"famWithChild__bottom\">\n                        <div class=\"container altum__headerTab-content\">\n\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section headerTab elementor-element elementor-element-56111b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"56111b6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-042148d\" data-id=\"042148d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a81b4d0 elementor-widget__width-initial elementor-widget elementor-widget-altum-post-quote-block\" data-id=\"a81b4d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-post-quote-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n            <div class=\"quote mt35\">\n                <p class=\"quote__p\">\n                    <h3 style=\"text-align: left; padding-left: 20px;\">Programme is co-financed from the European Agricultural Fund for Rural Development (EAFRD) and beneficiaries have to comply with <a href=\"https:\/\/www.altum.lv\/pakalpojumi\/biznesam\/publicitates-prasibas\/\" target=\"_blank\" rel=\"noopener\">visibility requirements<\/a>.<\/h3>\n                <\/p>\n            <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7a4a41 elementor-widget elementor-widget-text-editor\" data-id=\"f7a4a41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>The programme provides ALTUM financing for investment projects in agriculture and agricultural product processing in rural areas. It supports farm development, competitiveness, diversification and the introduction of new products. After successful project implementation, a <strong>capital rebate of up to 50% of the loan amount, capped at EUR 100,000<\/strong>, may be granted.\u00a0<\/p>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6caa66 elementor-widget elementor-widget-text-editor\" data-id=\"d6caa66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Who can apply?\u00a0<\/h2>\n<p>\u00a0<\/p>\n<ul>\n<li>Farmers and agricultural product processors;<\/li>\n<li>Young farmers starting or developing agricultural activities;<\/li>\n<li>Businesses with annual turnover of up to EUR 250,000 in the most recently completed financial year (excluding grants and other public support).<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1ef37 elementor-widget elementor-widget-image\" data-id=\"bf1ef37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"900\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3.png\" class=\"attachment-full size-full wp-image-70031\" alt=\"\" srcset=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3.png 1600w, https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3-300x169.png 300w, https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3-1024x576.png 1024w, https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3-768x432.png 768w, https:\/\/www.altum.lv\/wp-content\/uploads\/2026\/10\/vvvvv-3-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5f5633 elementor-widget elementor-widget-text-editor\" data-id=\"d5f5633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>Eligible projects<\/strong><\/h2>\n<ul>\n<li>Establishment and expansion of farms by young farmers;<\/li>\n<li>Diversification or restructuring of agricultural activities (investments are limited to the following sectors: fruit and vegetable production (including greenhouse production), beef cattle farming, sheep and goat farming, pig farming, poultry farming, beekeeping and rabbit farming);<\/li>\n<li>Production of new food and beverage products through new technologies or production equipment.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<div>\n<p>\u00a0<\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8c917a elementor-widget elementor-widget-heading\" data-id=\"c8c917a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key terms<br><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86bef80 elementor-widget elementor-widget-altum-tab-block-icon-with-text\" data-id=\"86bef80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-tab-block-icon-with-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"famWithChildBottomContent__wrap\"><div class=\"famWithChildBottomContent__row\">\n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/varpa.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            Minimum loan amount for young farmers: 20 000 EUR\n                        <\/p>\n                    <\/div>\n                \n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/rokasspiediens2.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            Minimum loan amount for other projects: 50 000 EUR\n                        <\/p>\n                    <\/div>\n                <\/div><div class=\"famWithChildBottomContent__row\">\n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/nauda.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            Maximum loan amount: 250 000 EUR\n                        <\/p>\n                    <\/div>\n                \n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/aizdevums.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            Capital rebate: up to 50% of the loan amount, up to EUR 100,000\n                        <\/p>\n                    <\/div>\n                <\/div><div class=\"famWithChildBottomContent__row\">\n                    <div class=\"famWithChildBottomContentRow__elem\">\n                        <div class=\"famWithChildBottomContentRow__elem-imgWrap\">\n                            <img decoding=\"async\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2025\/06\/latvija.png\" alt=\"icon\">\n                        <\/div>\n                        <p class=\"famWithChildBottomContentRow__elem-text\">\n                            Eligible area: all rural areas of Latvia (excluding 10 largest cities)\n                        <\/p>\n                    <\/div>\n                <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c0fa21 elementor-widget elementor-widget-text-editor\" data-id=\"0c0fa21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>\u00a0<\/h2>\n<p>\u00a0<\/p>\n<h2><strong>What can be financed?<\/strong><\/h2>\n<ul>\n<li>Purchase of land;<\/li>\n<li>Agricultural machinery and equipment;<\/li>\n<li>Production equipment and technological lines;<\/li>\n<li>Construction, reconstruction and acquisition of buildings;<\/li>\n<li>Livestock and plants;<\/li>\n<li>Related construction and design costs;<\/li>\n<li>Non-recoverable VAT.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f7a13f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0f7a13f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e621da elementor-widget elementor-widget-text-editor\" data-id=\"9e621da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Additional benefits:\u00a0<\/b><\/p>\n<p>Sustainable projects may qualify for a reduced interest rate.<\/p>\n<p>Businesses in Aug\u0161daugava, Al\u016bksne, Balvi, Kr\u0101slava and Ludza municipalities may be eligible for a temporary 0% interest rate period under specific conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef270e3 elementor-widget elementor-widget-altum-button\" data-id=\"ef270e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-button.default\">\n\t\t\t\t<div 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applying!<\/div>\n\t\t\t\t\t\t\t\t\t<span class=\"altum__consultationForm-sendAgain propertyForm-sendAgain\" tabindex=\"0\">APPLY AGAIN<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n                        <\/div>\n                        <input type=\"hidden\" name=\"google_response\" value=\"\" class=\"googleResponse\">\n\t\t\t\t\t\t<input type=\"hidden\" name=\"receiver\" value=\"qubDvrP0g+3BAdYj1Ajvq3ax10h9q8yoFFAoeA6IHAUD2w5QUg4\/ZkSSLGNRZJk=\">\n\t\t\t\t\t\t<input type=\"hidden\" name=\"form_mail\" value=\"\">\n\t\t\t\t\t\t<input type=\"hidden\" name=\"form_c\" value=\"J0BDFcQAhG2JUDwimpODTK5extjP98u+IU+W17ejub\/zKO+\/cIHc3SHzdL4cesuKwu1MkOBZsv13QOD5fgWjJS2G\">\n                    <\/form>\n                <\/div>\n            <\/section>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f5f67 elementor-widget__width-inherit elementor-widget elementor-widget-altum-slider\" data-id=\"b7f5f67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altum-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<section class=\"mainSlider2  full-width-slider\">\n\t\t\t<div class=\"swiper2\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\n\t\t\t\t<div class=\"swiper-slide swiper2__slider\">\n\t\t\t\t\t<div class=\"container\">\n\t\t\t\t\t\t<div class=\"swiper2__content\">\n\t\t\t\t\t\t\t<h3 class=\"swiper2Content__h4\">\n\t\t\t\t\t\t\t\t<p>Beneficiaries are required to comply with EU funds visibility requirements<\/p>\n\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<div class=\"swiper2Content__btnWrap\">\n\t\t\t\t\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.esfondi.lv\/en\" class=\"swiper2Content__btn\">FIND OUT MORE<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"swiper2-pagination\"><\/div>\n\t\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d83182 elementor-widget elementor-widget-text-editor\" data-id=\"0d83182\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><span style=\"font-size: 14px;\">Support under the programmes is provided within the framework of <strong>Latvia\u2019s Common Agricultural Policy Strategic Plan 2023\u20132027<\/strong>, in accordance with <strong>Regulation (EU) 2021\/2115 of the European Parliament and of the Council of 2 December 2021<\/strong>, or as <strong>de minimis aid<\/strong> in accordance with <strong>Commission Regulation (EU) No 2023\/2831 of 13 December 2023<\/strong> (for non-agricultural businesses).<\/span><\/div>\n<div>\u00a0<\/div>\n<p>\u00a0<\/p>\n<div><span style=\"font-size: 14px;\">The programme is implemented in accordance with <strong>Cabinet Regulation No. 506 of 25 August 2026 <\/strong><a href=\"https:\/\/likumi.lv\/ta\/id\/370490-kartiba-kada-pieskir-aizdevumu-ar-kapitala-atlaidi-lauksaimnieciskas-darbibas-un-citas-saimnieciskas-darbibas-veicejiem\" target=\"_blank\" rel=\"noopener\">\u201cK\u0101rt\u012bba, k\u0101d\u0101 pie\u0161\u0137ir aizdevumu ar kapit\u0101la atlaidi lauksaimniecisk\u0101s darb\u012bbas un citas saimniecisk\u0101s darb\u012bbas veic\u0113jiem lauku teritorij\u0101\u201d.<\/a><\/span><\/div>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f75cd86 elementor-widget elementor-widget-image\" data-id=\"f75cd86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"130\" src=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/01\/LIDZFINANSE-ESNAP-300x130.webp\" class=\"attachment-medium size-medium wp-image-37617\" alt=\"\" srcset=\"https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/01\/LIDZFINANSE-ESNAP-300x130.webp 300w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/01\/LIDZFINANSE-ESNAP-1024x442.webp 1024w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/01\/LIDZFINANSE-ESNAP-768x332.webp 768w, https:\/\/www.altum.lv\/wp-content\/uploads\/2024\/01\/LIDZFINANSE-ESNAP.webp 1447w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a136fa0 elementor-widget elementor-widget-text-editor\" data-id=\"a136fa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p style=\"text-align: center;\">Programme is co-financed by the European Agricultural Fund for Rural Development (EAFRD).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Lorem Ipsum \u2013 tas ir teksta salikums, kuru izmanto poligr\u0101fij\u0101<br \/>\nun maket\u0113\u0161anas darbos. Lorem Ipsum ir k\u013cuvis par<br \/>\nvisp\u0101rpie\u0146emtu teksta aizvietot\u0101ju kop\u0161 16. gadsimta s\u0101kuma.<\/p>\n","protected":false},"author":89,"featured_media":0,"parent":10875,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-69599","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Small loans in rural areas with a capital rebate - Altum<\/title>\n<meta name=\"description\" content=\"Aizdevumi saimniecisk\u0101s darb\u012bbas veic\u0113jam \u2013 lauksaimniekiem, zivsaimniekiem, akvakult\u016bras ra\u017eot\u0101jiem, kooperat\u012bviem, aug\u013cu un d\u0101rze\u0146u ra\u017eot\u0101ju grup\u0101m\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/services\/rural-enterprises\/small-loans-in-rural-areas-with-a-capital-rebate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Small loans in rural areas with a capital rebate - 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