{"id":62621,"date":"2025-10-29T13:52:24","date_gmt":"2025-10-29T11:52:24","guid":{"rendered":"https:\/\/www.altum.lv\/altum-begins-to-lend-for-housing-in-regions\/"},"modified":"2025-10-29T13:52:24","modified_gmt":"2025-10-29T11:52:24","slug":"altum-begins-to-lend-for-housing-in-regions","status":"publish","type":"post","link":"https:\/\/www.altum.lv\/en\/altum-begins-to-lend-for-housing-in-regions\/","title":{"rendered":"ALTUM begins to lend for housing in regions"},"content":{"rendered":"<p><strong>In order to activate mortgage lending in the regions of Latvia, a new State aid program &#8211; Loans for Purchasing of Housing in the Regions &#8211; has been launched on 29 October of this year. The loans of the program will be available only for purchase of housing outside R\u012bga and territories adjacent to R\u012bga with the maximum loan amount being up to EUR 74 thousand.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>This program of the Ministry of Economy and ALTUM is designed to reduce geographical hurdles to purchasing housing in the regions where mortgage lending has so far been limited. The program will run until 31 December 2029, its total funding amounts to EUR 105 million. Residents can apply for a loan from October 29 on ALTUM\u2019s Customer Service Portal mans.altum.lv.<\/p>\n<p>\nThe program Loans for Purchasing of Housing in the Regions will offer loans of up to EUR 74,000 with maturity of up to 30 years. The first installment will be up to 5% of the transaction&#8217;s amount and can also be covered by the ALTUM subsidy \u2019Balsts\u2019 available to multi-child families and families with children with disabilities. The property purchased may serve as a collateral for the loan and the amount of funding may reach 100% of the value of the property.\u00a0<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p>ALTUM received the Consumer Rights Protection Center&#8217;s license on 4 August this year.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to activate mortgage lending in the regions of Latvia, a new State aid program &#8211; Loans for Purchasing of Housing in the Regions &#8211; has been launched on [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":60337,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[247,257],"class_list":["post-62621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-loans-for-the-purchase-of-housing","tag-loansforthepurchaseofhousing-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ALTUM begins to lend for housing in regions - Altum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altum.lv\/en\/altum-begins-to-lend-for-housing-in-regions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ALTUM begins to lend for housing in regions - Altum\" \/>\n<meta property=\"og:description\" content=\"In order to activate mortgage lending in the regions of Latvia, a new State aid program &#8211; 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