For Research and Development
To encourage private sector investment in research and development, a loan is available to entrepreneurs for technology development, prototyping and technology transfer. The loan is intended for R&D projects carried out in one of the RIS3 areas. The eligible costs of the loan are investments in material and non-material assets, as well as expected wage costs.

Loan from EUR 300 000 to EUR 1 000 000

Fixed interest rate from 0.9%

The loan is available to small (micro), small, medium and large entrepreneurs with up to 3000 employees

Loan up to 3* years
* The loan may be up to 5 years if the investment is for the purchase or construction of a laboratory, cleanroom or specialised R & D infrastructure. The aid is granted as de minimis aid in accordance with Commission Regulation (EU) No 2023/2831 of 13.12.2023 on the application of Articles 107 and 108 of the Treaty on the Functioning of the European Union to de minimis aid. Regulation No 24 of the Cabinet of Ministers of 07.01.2025 on productivity loans for business innovation.