Guarantees for farmers

If the existing collateral is not sufficient for a bank loan, the ALTUM guarantee may help. Funding is available from #EUfunds to foster business development in rural areas. Supported by the Ministry of Agriculture and the Rural Support Service. Read more about the EU agriculture support for rural development.

Guarantee

• Up to 80% of the principal amount of financing

• Up to 2.5 m EUR, for cooperatives – 3.5 m EUR

• Up to 10 years

Guarantee secures

• Investment loan

• Working capital loans

• Leasing and factoring finance

• Bank guarantees, advance payments, performance or time guarantees, etc.

Costs for Investment loan and financial leasing guarantee

• for guarantees submitted until 30.06.2026., one–off fee 0%. 

Cost for working capital guarantees

• for guarantees submitted until 30.06.2026.,  guarantee premium rate 0%.